Financial Terms & Definitions
Glossary of Financial Terms
Your go-to source for understanding financial jargon
Find clear definitions that help you make smarter money moves.
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A
- ABA Number
- ABA Routing Transit Number (ABA Number)
- Ability-to-Repay Rule
- Abundance
- Abundance Mindset
- Abundant
- Academic Credential
- Academic Curriculum
- Academic Record
- Academic Transcript
- Academic Year
- Accelerated Death Benefits
- Acceleration Clause
- Accident-Only Policy
- Accidental Death Benefits
- Account Agreement
- Account Balance
- Account Fee
- Account History
- Account Holder
- Account Inactivity
- Account Maintenance Fee
- Account Monitoring
- Account Number
- Account Statement
- Accountability Partner
- Accountant
- Accounting
- Accounts Payable
- Accounts Receivable
- Accreditation
- Accredited Institution
- Accrual Accounting
- Accrued Interest
- ACH Transfer
- Acquisition
- Active Income
- Actual Cash Value (ACV)
- Actuary
- Adjustable Rate Mortgage (ARM)
- Adjustable-Rate Loan
- Adjusted Basis
- Adjusted Gross Income (AGI)
- Administrative Wage Garnishment (AWG)
- Advance Directive
- Adverse Action Notice
- Adverse Credit History
- Affidavit
- Affinity Fraud
- Agreement
- Agricultural Loan
- Alien Registration Number
- Alimony
- Alpha
- Alteration (Financial Document)
- Alternative Investments
- Alternative Loan
- Amended Return
- Amenity
- America Saves Week
- America’s Credit Unions (Formerly CUNA)
- American Consumer Council (ACC)
- American Share Insurance (ASI)
- Amortization
- Amortization Schedule
- Analysis Paralysis
- Anchoring
- Annual Credit Report
- Annual Meeting
- Annual Mortgagor Statement
- Annual Percentage Rate (APR)
- Annual Percentage Yield (APY)
- Annual Report
- Annual Return
- Annuity
- Annuity Payout Options
- Anti-Corruption Law
- Anti-Money Laundering (AML)
- Any Purpose Loan
- Application
- Appraisal
- Appreciation
- Apprenticeship
- Arbitration
- Ask Price
- Assessed Value
- Assessments
- Asset
- Asset Allocation
- Asset Class
- Asset Management
- Asset Protection
- Asset Value
- Associate Degree
- Assumable Mortgage
- Assumption Clause
- ATM (Automated Teller Machine)
- ATM Withdrawal Limits
- Audit
- Authenticator
- Authorization
- Auto Insurance
- Auto Loan
- Auto Loan Refinancing
- Automated Clearing House (ACH)
- Automatic Bill Payment
- Automatic Investing
- Automatic Payment
- Automatic Savings
- Automatic Stay
- Automatic Transfer
- Automatically Protected
- Availability Heuristic
- Available Balance
- Available Credit
- Available Funds
- Award Letter
B
- Bachelor’s Degree
- Backdoor Roth IRA
- Backup Withholding
- Bad Credit Loan
- Bait and Switch
- Balance Sheet
- Balance Transfer
- Balloon Loan
- Balloon Mortgage
- Balloon Payment
- Bandwagon Effect
- Bank Account
- Bank Branch
- Bank Custodian
- Bank Draft
- Bank Failure
- Bank Fees
- Bank Holding Company
- Bank Network
- Bank Records
- Bank Regulation
- Bank Statement
- Bank Transfer
- Banking
- Banking Desert
- Banking System
- Bankruptcy
- Bankruptcy Discharge
- Bankruptcy Trustee
- Banks
- Basis Point
- Bear Market
- Behavioral Finance
- Benchmark (Investing)
- Benchmark Rate
- Beneficial Interest
- Beneficial Owner
- Beneficiary
- Beneficiary Designations
- Benefits Package
- Bequest
- Beta
- Bid Price
- Bid-Ask Spread
- Bill Payment
- Billing Cycle
- Billing Error
- Billing Statement
- Bitcoin
- Biweekly Payment Mortgage
- Blockchain
- Blue Chip Stock
- Board of Directors
- Boat Loan
- Bond
- Bond Duration
- Bond Fund
- Bond Ladder
- Bond Rate
- Bond Rating
- Bond Swap
- Bond Yield
- Bonus
- Book Value
- Bookkeeping
- Borrower
- Borrower Defense
- Borrowing
- Bridge Loan
- Broker
- Broker-Dealer
- Brokerage Account
- Brokerage Firms
- Bucket Strategy (Retirement)
- Budget
- Budget Deficit
- Budget Surplus
- Budgeting
- Bull Market
- Bursar
- Business
- Business Assets
- Business Credit
- Business Ethics
- Business Expenses
- Business Financing
- Business Income
- Business Line of Credit
- Business Ownership
- Business Taxes
- Buy Here Pay Here
- Buy Now, Pay Later (BNPL)
- Buying Long
C
- C Corp
- Call Option
- Callable Bonds
- Callable CDs
- Callable Debt
- Cancelled Debt
- Capacity
- Capital (Finance)
- Capital Appreciation
- Capital Expenditures
- Capital Gains
- Capital Gains Tax
- Capital Improvements
- Capital Loss
- Capital Markets
- Capital Preservation
- Capital Ratios
- Capital Requirements
- Capitalization
- Capitalization Rate
- Capitalized Interest (Student Loan)
- Car Loan
- Career
- Career Development
- Career Services
- Cash
- Cash Advance
- Cash Flow
- Cash Flow Management
- Cash Management Account
- Cash Reserves
- Cash Value
- Cash Value Life Insurance
- Cash-Basis Accounting
- Cash-Basis Tax Reporting
- Cash-Out Refinance
- Cashier’s Check
- Casualty Protection
- Catch-Up Contributions
- Certificate of Deposit (CD)
- Certificate of Eligibility (COE)
- Certificate of Title
- Certificates of Coverage
- Certified Check
- Certified Copy
- Certified Financial Planner® (CFP®)
- Certified Public Accountant (CPA)
- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Character
- Charge-off
- Chargeback
- Charitable Contributions
- Charitable Giving
- Charity
- Chattel Loan
- Cheap
- Check
- Check 21 Act
- Check Cashing
- Check Clearing
- Check Deposit
- Check Hold Policy
- Check Processing
- Checking Account
- ChexSystems
- Child Support
- Christmas Club Account
- Churning
- Claim
- Claim Adjuster
- Claim Settlement
- Clear Title
- Cleared Funds
- Clearinghouse
- Cliff Vesting
- Closed-End Loan
- Closing
- Closing Costs
- Closing Disclosure
- Club Savings Account
- Co-Borrower
- CO-OP ATM Network
- CO-OP Shared Branch Network
- Codicil
- Cognitive Bias
- Coins
- Coinsurance
- Collateral
- Collectibles
- Collection Account
- Collection Agency
- Collections
- College
- College Admissions
- College Savings Plan
- College Tax Credits
- Collision Coverage
- Commercial Bank
- Commercial Loan
- Commercial Mortgage
- Commercial Real Estate
- Commission
- Committee on Uniform Securities Identification Procedures (CUSIP)
- Commodity
- Commodity ETF
- Common Bond (Credit Union Membership)
- Common Stock
- Community Bank
- Community Credit Union
- Community Development
- Community Development Financial Institutions (CDFI)
- Community Investing
- Community Reinvestment Act (CRA)
- Company
- Comparative Market Analysis (COMPS)
- Compensation
- Compliance
- Compound Annual Growth Rate (CAGR)
- Compound Growth
- Compound Interest
- Compound Return
- Compounding
- Comprehensive Coverage
- Condominium
- Confirmation Bias
- Conforming Loan
- Construction Loan
- Consumer
- Consumer Credit
- Consumer Financial Protection Bureau (CFPB)
- Consumer Fraud
- Consumer Price Index (CPI)
- Consumer Protection
- Consumer Purchase
- Consumer Reporting Agency
- Consumer Rights
- Consumer Spending
- Consumption
- Consumption Tax
- Contactless Payment
- Contestable Period
- Contingency
- Contingent Beneficiary
- Contract
- Contribution Limits
- Conventional Fixed Rate Mortgage
- Conventional Loan
- Conversion Privilege
- Convertible ARM
- Convertible Bond
- Cooperative (Co-op)
- Cooperative Bank
- Copayment
- Corporate Bond
- Corporate Earnings
- Corporate Finance
- Corporate Governance
- Corporate Responsibility
- Corporation
- Corpus
- Correspondent Bank
- Cosigner
- Cosigner Release
- Cost
- Cost Basis
- Cost Management
- Cost of Attendance (COA)
- Cost of Funds Index (COFI)
- Cost of Living
- Cost-of-Living Adjustment (COLA)
- Counteroffer
- Counterparty Risk
- Coupon Bond
- Coupon Rate
- Court Judgment
- Court Order
- Covenants
- Coverage Limit
- Coverdell Education Savings Account (ESA)
- Covered Call
- Credit
- Credit Access
- Credit Builder Loan
- Credit Bureau
- Credit Card
- Credit CARD Act (Credit Card Accountability Responsibility and Disclosure Act)
- Credit Check
- Credit Counseling
- Credit Disability Insurance
- Credit Education Month
- Credit Freeze
- Credit History
- Credit Inquiry
- Credit Life Insurance
- Credit Limit
- Credit Lock
- Credit Mix
- Credit Monitoring
- Credit Rating
- Credit Rating Agency
- Credit Repair Company
- Credit Report
- Credit Risk
- Credit Score
- Credit Spread
- Credit Tier
- Credit Union
- Credit Union Charter
- Credit Union Dividends
- Credit Union League
- Credit Union Service Organization (CUSO)
- Credit Unions for Kids
- Credit Utilization
- Creditor
- Creditworthiness
- Cryptocurrency
- Currency
- Current Redemption Value (CRV)
- Current Value
- Current Yield
- Custodial Account
- Custodian
- Cybersecurity
- Cybersecurity Awareness Month
D
- Dark Web Monitoring
- Data Breach
- Day Trading
- Dealer Add-Ons
- Dealer Financing
- Dealer Holdback
- Dealer Incentive
- Dealer Markup
- Death Benefit
- Debit Card
- Debt
- Debt Avalanche Method
- Debt Ceiling
- Debt Collection
- Debt Collector
- Debt Consolidation
- Debt Consolidation Loan
- Debt Cycle
- Debt Elimination Scheme
- Debt Financing
- Debt Forgiveness
- Debt Instrument
- Debt Management
- Debt Management Plan (DMP)
- Debt Relief
- Debt Repayment
- Debt Restructuring
- Debt Service Coverage Ratio
- Debt Settlement
- Debt Snowball Method
- Debt to Income Ratio (DTI)
- Debt Validation
- Debtor
- Decedent
- Decentralized Finance
- Decision Fatigue
- Decision-Making (Financial)
- Declarations Page
- Deduction
- Deed
- Deed of Trust
- Default
- Default Rate
- Default Risk
- Deferment
- Deferred Annuity
- Deferred Interest
- Deferred Payment
- Deficiency Judgment
- Deficit
- Defined Benefit Plan
- Defined Contribution Plan
- Degree
- Degree Program
- Delayed Gratification
- Delayed Retirement Credits
- Delinquency
- Demand
- Denomination
- Dental Insurance
- Dependent
- Deposit
- Deposit Account
- Deposit Hold
- Deposit Insurance
- Deposit Slip
- Depository Bank
- Depreciation
- Derivatives
- Derogatory Information
- Destination Fee
- Devise
- Digital Assets
- Digital Banking
- Digital Wallet
- Diploma Mill
- Direct Consolidation Loan
- Direct Deposit
- Direct Dispute
- Direct Loan
- Direct PLUS Loan
- Direct Tax
- Disability Benefits
- Disability Insurance
- Disaster Recovery
- Disaster Relief
- Discharge
- Disclaimer
- Disclosure
- Discount Note
- Discount Points
- Discount Rate
- Discounted Cash Flow
- Discretionary Expenses
- Discretionary Income
- Disinherit
- Disposable Income
- Disposable Pay
- Disposition Effect
- Distribution Fees
- Diversification
- Dividend
- Dividend Income
- Dividend Investing
- Dividend Rate
- Dividend Reinvestment Plan (DRIP)
- Dividend Yield
- Divorce
- Doctoral Program
- Documentation
- Documentation Fee
- Dollar Cost Averaging (DCA)
- Dollars
- Domicile
- Donation
- Dormant Accounts (Inactive)
- Down Payment
- Drop Box
- Due Diligence
- Due on Sale Clause
- Duration Risk
E
- Early Action
- Early Decision
- Early Retirement
- Early Social Security Benefits
- Early Withdrawal
- Early Withdrawal Penalty
- Earned Income
- Earned Income Tax Credit
- Earned Premium
- Earnest Money
- Earnings Per Share (EPS)
- Easements
- Easy-access Credit
- Economic Activity
- Economic Demand
- Economic Development
- Economic Empowerment
- Economic Indicators
- Economic Moat
- Economic Opportunity
- Economic Policy
- Economics
- Education
- Education Credential
- Education Savings
- Education System
- Education Tax Credit
- Effective Tax Rate
- Electronic Filing
- Electronic Funds Transfer (EFT)
- Electronic Payment
- Elementary School
- Emancipated Minor
- Embezzlement
- Emergency Assistance
- Emergency Care
- Emergency Fund
- Eminent Domain
- Emotional Gap
- Emotional Investing
- Employee
- Employee Benefits
- Employee Retirement Income Security Act (ERISA)
- Employee Stock Purchase Program
- Employer
- Employer Benefits
- Employer Identification Number (EIN)
- Employer Match
- Employment
- Employment Agreement
- Employment Certification
- Encoding
- Encroachments
- Encryption
- Encumbrance
- Enforcement Action
- Enrolled Agent
- Enrollment Status
- Entitlement (VA Loan)
- Entrance Counseling
- Entrepreneur
- Entrepreneurship
- Envelope System
- Equal Credit Opportunity Act (ECOA)
- Equifax
- Equipment Financing
- Equity
- Equity Compensation
- Equity Financing
- Equity Investing
- Escape Clause
- Escheat
- Escrow
- ESG Investing
- Estate
- Estate Administrator
- Estate Executor
- Estate Planning
- Estate Tax
- Estimated Tax
- Ethical Business Practices
- Ethical Investing
- Evidence of Insurability
- Exception Hold
- Excess Share Insurance
- Exchange Rate
- Exchange Traded Fund (ETF)
- Excise Tax
- Executor
- Exempt
- Exemptions
- Expected Family Contribution (EFC)
- Expected Return
- Expense Ratio
- Expenses
- Experian
- Expiration Date
- Export
- Extended Repayment Plan
- Extended Term Insurance Option
- Extended Warranty
- Externship
F
- Face Amount (Face Value)
- FAFSA (Free Application for Federal Student Aid)
- Fair and Accurate Credit Transactions Act (FACT Act or FACTA)
- Fair Credit and Charge Card Disclosure Act
- Fair Credit Billing Act
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Fair Housing Act
- Fair Market Value
- FAKO credit score
- Family Court
- Fannie Mae
- Farm Credit System Institution
- FDIC Insurance
- Federal Agency
- Federal Communications Commission (FCC)
- Federal Credit Union
- Federal Credit Union Act (FCUA)
- Federal Deposit Insurance Corporation (FDIC)
- Federal Emergency Management Agency (FEMA)
- Federal Family Education Loan Program (FFELP)
- Federal Housing Administration (FHA)
- Federal Income Tax
- Federal Insurance Contribution Act (FICA Tax)
- Federal Pell Grant
- Federal Perkins Loan
- Federal Program
- Federal Reserve
- Federal School Code
- Federal Student Aid
- Federal Student Aid ID (FSA ID) and PIN
- Federal Student Loan
- Federal Trade Commission (FTC)
- Fellowships
- FFEL Loan (Federal Family Education Loan)
- FHA Loan
- FICO Score
- Fiduciary
- Field of Membership
- Filing Status
- Finance Charge
- Finance Company
- Financial Accounting Standards Board (FASB)
- Financial Advisor
- Financial Aid
- Financial Aid Office
- Financial Aid Package
- Financial Analysis
- Financial Assistance
- Financial Awareness Day
- Financial Capability
- Financial Coach
- Financial Cooperative
- Financial Crime
- Financial Education
- Financial Fitness
- Financial Fitness Association (FFA)
- Financial Freedom
- Financial Goals
- Financial Habits
- Financial Hardship
- Financial Health
- Financial Holding Company
- Financial Inclusion
- Financial Independence
- Financial Independence Awareness Day
- Financial Industry Regulatory Authority (FINRA)
- Financial Institutions
- Financial Literacy
- Financial Literacy Month
- Financial Loss
- Financial Markets
- Financial Need
- Financial Plan
- Financial Planner
- Financial Planning
- Financial Planning Month
- Financial Power of Attorney
- Financial Protection
- Financial Ratios
- Financial Records
- Financial Regulation
- Financial Reporting
- Financial Resilience
- Financial Risk
- Financial Scam
- Financial Security
- Financial Services
- Financial Stability
- Financial Statements
- Financial Stress
- Financial Therapy
- Financial Wellbeing
- Financial Wellness Month
- Financial Wholeness
- Financing
- FinHealth Matters Day
- Fintech Banking
- FIRE (Financial Independence, Retire Early)
- Fiscal Policy
- Fixed Annuity
- Fixed Expenses
- Fixed Income
- Fixed Income Securities
- Fixed Interest Rate
- Fixed Rate Mortgage
- Fixed-Income Investment
- Fixed-Rate CD
- Fixed-Rate Loan
- Fixture
- Flat Tax
- Flexible Spending Account (FSA)
- Float
- Flood Insurance
- Floorplan Financing
- FOMO (Fear of Missing Out)
- Forbearance
- Forecasting
- Foreclosure
- Foreign Banking Organization (FBO)
- Foreign Corrupt Practices Act
- Foreign Exchange (FOREX)
- Forgery
- Fractional Shares
- Framing Bias
- Fraud
- Fraud Alert
- Fraud Prevention
- Fraud Protection
- Freddie Mac
- Free Cash Flow
- Free Examination Period
- Freedom of Information Act
- Freelancer
- Front Running
- Frozen Account
- Frugal
- Frugal Living
- FSBO (For Sale by Owner)
- Full Retirement Age (FRA)
- Fund Holdings
- Fund Management
- Fund Manager
- Fund Prospectus Summary
- Fundamental Analysis
- Funding Fee
- Fundraising
- Funds Availability
- Funds Availability Policy
- Future Value
- Futures Contract
- Futures Market
G
- Gambler’s Fallacy
- Gambling
- Gap Insurance
- Garnishment
- General Educational Development (GED) Certificate
- General Obligation Bond
- General Power of Appointment
- Generally Accepted Accounting Principles (GAAP)
- Gift Bond
- Gift Card
- Gift Tax
- Gifts In-kind
- Gig Economy
- Gig Work
- Ginnie Mae
- Glide Path
- Global Economy
- Goal
- Goal Setting
- Good Faith Estimate
- Government Authority
- Government Benefits
- Government Bond
- Government Employee
- Government Spending
- Government Transparency
- Grace Period
- Grad PLUS Loan
- Graded Vesting
- Graduate Degree
- Graduate School
- Graduated Payment Mortgages
- Graduated Repayment Plan
- Graduation
- Grantor
- Grantor Trust
- Grants
- Green Bonds
- Green Investing
- Gross Income
- Gross Pay
- Group Life Insurance
- Growth Investing
- Growth Stock
- Guarantee Fee
- Guaranteed Renewable
- Guaranteed Retirement Income
- Guarantor
- Guardrail Withdrawal Strategy
H
- Hard Credit Inquiry
- Hard Money Loan
- Hardship Program
- Hardship Withdrawal
- Hazard Insurance
- Head of Household
- Health Benefit Plan
- Health Care Reimbursement Accounts
- Health Insurance
- Health Insurance Deductible
- Health Maintenance Organization (HMO)
- Health Savings Account (HSA)
- Health Savings Account (HSA) Day
- Healthcare Cost Risk
- Healthcare Costs
- Healthcare Power of Attorney
- Healthcare Proxy
- Hedge Fund
- Hedging
- Heir
- Herd Behavior (Herd Mentality)
- High School Diploma
- High-Deductible Health Plan (HDHP)
- High-Yield Investment Programs
- High-Yield Savings Account (HYSA)
- Hindsight Bias
- HIPAA Authorization
- Hold (Bank Hold)
- Home Affordable Modification Program (HAMP)
- Home Affordable Refinance Program (HARP)
- Home Appraisal
- Home Equity
- Home Equity Line of Credit (HELOC)
- Home Equity Loan
- Home Improvement
- Home Improvement Loan
- Home Inspection
- Home Loan
- Home Renovation
- Home Warranty
- Homeowners Association (HOA)
- Homeowners Insurance
- Homeownership
- Homestead Credit
- Horizontal Equity
- Hospital Confinement Policy
- Hospitalization
- Hourly Pay
- Household Budget
- Household Employees
- Household Income
- Housing
- Housing Affordability
- Housing and Urban Development (HUD)
- Housing Counseling Agency
- Housing Market
- Housing Programs
- HUD-1 Statement
I
- Identification
- Identity Monitoring Services
- Identity Theft
- Identity Theft Protection
- Identity Verification
- Illiquid Asset
- Immediate Annuity
- Impact Investing
- Implied Volatility
- Implied Warranty (Insurance)
- Import
- Impulse Buying
- Income
- Income Investing
- Income Tax
- Income Verification
- Income Withholding
- Income Yield
- Income-Based Repayment (IBR)
- Income-Contingent Repayment Plan (ICR)
- Income-Driven Repayment (IDR)
- Incontestability Clause
- Indemnification
- Indemnity Plan
- Independent Contractor
- Independent Review Organization (IRO)
- Index
- Index Fund
- Index Rate
- Indexed Life Insurance
- Indexed Universal Life Insurance
- Indirect Tax
- Individual Retirement Arrangement (IRA)
- Individual Taxpayer Identification Number (ITIN)
- Industrial Bank
- Inflation
- Inflation Coverage
- Inflation Protection
- Inflation Risk (Retirement)
- Informal Economy
- Information Bias
- Information Ratio
- Inheritance
- Innovation
- Inpatient Medical Care
- Insider Trading
- Installment Loan
- Installment Payday Loan
- Installment Plan
- Instant Gratification
- Insufficient Funds
- Insurable Interest
- Insurance
- Insurance Adjuster
- Insurance Agent
- Insurance Broker
- Insurance Claim
- Insurance Company
- Insurance Coverage
- Insurance Deductible
- Insurance Endorsement
- Insurance Exclusions
- Insurance Fraud
- Insurance Policy
- Insurance Premium
- Insurance Renewal
- Insurance Rider
- Insurance Risk
- Insurance Surcharge
- Insurance Underwriting
- Insured Deposits
- Intangible Property
- Inter Vivos Trust
- Interest
- Interest Accrual
- Interest Charge
- Interest Coverage Ratio
- Interest Income
- Interest Payments
- Interest Rate
- Interest Rate Risk
- Interest Rate Spread
- Interest Rate Swap
- Interest-Bearing Checking Account
- Interest-Only Mortgage
- Intermediate Term Mortgage
- Internal Revenue Service (IRS)
- International Banking
- International Credit Union Day
- International Trade
- Internship
- Intestacy
- Intestate Succession
- Intrinsic Value
- Introductory APR
- Inventory of Assets
- Invest
- Investing
- Investment
- Investment Account
- Investment Advisor
- Investment Analysis
- Investment Bank
- Investment Fees
- Investment Firm
- Investment Fraud
- Investment Grade Bond
- Investment Growth
- Investment Income
- Investment Interest
- Investment Opportunity
- Investment Portfolio
- Investment Returns
- Investment Risk
- Investment Strategy
- Investment Valuation
- Investor Protection
- Invoice
- Invoice Financing
- Invoice Price
- IPO (Initial Public Offering)
- IRA Distribution
- Irrevocable Beneficiary
- Irrevocable Trust
- IRS Data Retrieval Tool
- IRS e-File
- Itemized Deduction
- ITIN Loan
J
L
- Labor Market
- Land
- Land Use
- Landlord
- Large Cap
- Last Will and Testament
- Late Charge
- Layaway
- Layoff
- Lease
- Lease Agreement
- Lease Buyout Loan
- Lease Term
- Leasing
- Ledger Balance
- Legal Documentation
- Legal Guardian
- Legal Guardianship
- Legal Liability
- Legal Responsibility
- Legal Separation
- Lender
- Lending
- Letter of Instruction
- Letters of Administration
- Letters Testamentary
- Leverage
- Leveraged Buyout (LBO)
- Liability
- Liability Insurance
- LIBOR
- Lien
- Life Estate
- Life Insurance
- Lifecycle Funds
- Lifestyle Design
- Lifestyle Inflation
- Lifetime Income
- Lifetime Learning Credit
- Limit Orders
- Limit Price
- Limited Liability Company (LLC)
- Limited Power of Appointment
- Line of Credit
- Liquid Asset
- Liquidation
- Liquidity
- Liquidity Premium
- Liquidity Risk
- Listing Agreement
- Litigation
- Living Trust
- Living Will
- Load Fund
- Loan Agreement
- Loan Application
- Loan Approval
- Loan Balance
- Loan Cancellation
- Loan Company
- Loan Contract
- Loan Default
- Loan Estimate
- Loan Exit Counseling
- Loan Forgiveness
- Loan Guarantee
- Loan Limits
- Loan Modification
- Loan Origination
- Loan Preapproval
- Loan Prequalification
- Loan Protection
- Loan Refinancing
- Loan Rehabilitation
- Loan Rollover
- Loan Servicing
- Loan Shark
- Loan Statement
- Loan Term
- Loan-to-Value Ratio (LTV)
- Loans
- Local Government
- Lock-In
- Lockbox
- Long-term Care Insurance
- Long-Term Investing
- Long-Term Savings Goal
- Longevity Insurance
- Longevity Risk
- Loss Adjustment
- Loss Aversion
- Loss History
- Loss Mitigation
- Low APR Financing
- Lump Sum Payment
- Luxury Tax
M
- Managed Health Care
- Management Fee
- Manufactured Home
- Margin
- Margin Account
- Margin Call
- Margin Trading
- Marginal Tax Rate
- Market Analysis
- Market Capitalization
- Market Depth
- Market Economy
- Market Index
- Market Liquidity
- Market Manipulation
- Market Order
- Market Price
- Market Regulation
- Market Research
- Market Risk
- Market Sentiment
- Market Trend
- Market Value
- Market Volatility
- Marriage
- Married Filing Jointly
- Married Filing Separately
- Married Status
- Master Promissory Note (MPN)
- Maturity
- Maturity Date
- Means Test
- Medallion Signature Guarantee
- Medicaid
- Medical Expenses
- Medical Insurance
- Medical Payments Coverage
- Medical Proxy
- Medicare
- Medicare Tax
- Member Ownership
- Membership Eligibility
- Mental Accounting
- Merchant
- Merchant Cash Advance
- Merger
- Merit-Based Aid
- MICR (Magnetic Ink Character Recognition)
- Micro-Investing
- Microloan
- Mid Cap
- Middle Class
- Military Saves Week
- Mindful Spending
- Minimum Balance
- Minimum Payment
- Mining
- Minor Account
- Mobile Banking
- Mobile Home
- Mobile Payment
- Modern Portfolio Theory (MPT)
- Modified Adjusted Gross Income (MAGI)
- Modified Duration
- Modular Home
- Monetary Policy
- Money
- Money Market Deposit Account
- Money Market Fund
- Money Mindset
- Money Order
- Money Scripts
- Money Smart Week
- Monroney Sticker
- Mortality Expenses
- Mortgage
- Mortgage Acceleration
- Mortgage Banker
- Mortgage Broker
- Mortgage Contingency
- Mortgage Insurance
- Mortgage Insurance Premium (MIP)
- Mortgage Life and Disability Insurance
- Mortgage Loan Limits
- Mortgage Loan Servicer
- Mortgage Points
- Mortgage Preapproval
- Mortgage Refinancing
- Mortgage-Backed Securities (MBS)
- Motorcycle Loan
- MSRP
- Municipal Bonds
- Municipal Securities Rulemaking Board (MSRB)
- Mutual Fund
- Mutual Savings Bank
N
- Named Driver Policy
- Narrative Fallacy
- Nasdaq
- National 401(k) Day
- National 529 Day
- National Bank
- National Credit Union Administration (NCUA)
- National Credit Union Share Insurance Fund (NCUSIF)
- National Credit Union Youth Month
- National Flood Insurance Program (NFIP)
- National Retirement Security Week
- National Student Loan Data System (NSLDS)
- NCUA Insurance
- Need-Based Aid
- Needs vs Wants
- Negative Amortization
- Negative Cash Flow
- Negative Equity (Upside-Down Loan)
- Negotiation
- Net Asset Value (NAV)
- Net Income
- Net Operating Income
- Net Pay
- Net Price (College Cost)
- Net Worth
- Network Provider
- New York Stock Exchange (NYSE)
- No Credit Check Loan
- No-Fault Insurance
- No-Load Fund
- Nominal Return
- Non-banks
- Non-Conforming Loan
- Non-Fixture Property
- Non-owners Auto Policy
- Non-Probate Property
- Non-Qualified Mortgage
- Non-Sufficient Funds (NSF)
- Nonprofit Organization
- Not-for-Profit Financial Cooperative
- Notarization
- Notary Public
- Notice of Default
O
- Office of the Comptroller of the Currency (OCC)
- Offset
- Online Banking
- Online Bill Pay
- Open-end Credit
- Operating Cash Flow
- Operating Lease
- Opportunity Cost
- Opportunity Fund
- Options
- Options Premium
- Options Trading
- Order Book
- Origination Fee
- Out-of-Network Care
- Out-of-Pocket Maximum
- Overconfidence Bias
- Overdraft
- Overdraft Protection
- Overlimit
- Overtime Pay
- Owner Financing
- Ownership
- Ownership Records
P
- Par Amount
- Par Value
- Parent PLUS Loan
- Partnership
- Pass-Through Income
- Passbook
- Passive Income
- Passive Investing
- Pawnshop
- Pay Stub
- Pay Yourself First (PYF)
- Payable on Death Account (POD)
- Paycheck
- Paycheck Protection Program (PPP Loan)
- Payday Loan
- Payday Loan Consolidation
- PAYE (Pay As You Earn)
- Payment
- Payment History
- Payment Network
- Payment Processing
- Payment Terms
- Payoff
- Payroll
- Payroll Deductions
- Payroll Tax
- Peer-to-Peer Lending
- Peer-to-Peer Payment (P2P)
- Penalty APR
- Pending Transaction
- Pension
- Pension Distribution
- Pension Plan
- Per Capita
- Per Stirpes
- Perfectionism
- Performance Evaluation
- Peril
- Periodic Rate
- Personal Cash Flow
- Personal Consumption
- Personal Finance
- Personal Injury Protection (PIP)
- Personal Liability Coverage
- Personal Loan
- Personal Property
- Pet Insurance
- Philanthropy
- Phishing
- Piggyback Loan
- PITI: Principal, Interest, Taxes, and Insurance
- Plan Sponsor
- Planned Unit Development (PUD)
- Planning
- Point-of-Sale (POS)
- Point-of-Sale Transaction
- Policy Limit
- Policy Rider
- Policyholder
- Ponzi Schemes
- Poor
- Portfolio
- Portfolio Allocation
- Portfolio Diversification
- Portfolio Income
- Portfolio Loan
- Portfolio Management
- Portfolio Performance
- Portfolio Rebalancing
- Positive Cash Flow
- Postdated Check
- Postsecondary Education
- Pour-Over Will
- Poverty
- Power of Attorney
- Pre-Foreclosure
- Preapproval vs. Prequalification
- Precomputed Interest Loan
- Predatory Lending
- Prediction Market
- Preferred Provider Organization (PPO)
- Preferred Stock
- Premium Payment Period
- Premium Rate
- Prepaid Card
- Prepaid Tuition Plans
- Prepayment
- Prepayment Penalty
- Prepayment Risk
- Present Value
- Price
- Price-earnings Ratio (PE Ratio)
- Price-to-Book Ratio (P/B Ratio)
- Price-to-Sales Ratio (P/S Ratio)
- Primary Beneficiary
- Primary Care Physician
- Primary Education
- Primary Insurance Amount (PIA)
- Primary Market
- Prime Borrower
- Prime Rate
- Principal (Loan Principal)
- Principal Co-owner
- Principal Payment
- Private Company
- Private Consolidation Loan
- Private Equity
- Private Markets
- Private Mortgage Insurance (PMI)
- Private Student Loan
- Pro-Rata Rule
- Probability
- Probate
- Probate Court
- Probate Property
- Profession
- Professional Experience
- Profit
- Profitability
- Progressive Tax
- Promissory Note
- Property
- Property Insurance
- Property Line
- Property Maintenance
- Property Management
- Property Ownership
- Property Rights
- Property Survey
- Property Taxes
- Property Value
- Proportional Tax
- Prospectus
- Proxy Statement
- Public Administration
- Public Assistance
- Public Budget
- Public Company
- Public Finance
- Public Insurance Adjuster
- Public Policy
- Public Record Information
- Public Records
- Public Sector
- Public Service Loan Forgiveness (PSLF)
- Pump and Dump
- Purchase
- Purchase Agreement
- Purchase Offer
- Purchasing Power
- Put Option
- Puttable Bond
- Pyramid Scheme
Q
R
- Rainy Day Fund
- Rate Cap
- Rate Lock
- Rate of Return
- Rate-and-Term Refinance
- Rated Policy
- Real Estate
- Real Estate Agent
- Real Estate Broker
- Real Estate Closing
- Real Estate Investing
- Real Estate Investment Trust (REIT)
- Real Estate Mortgage Investment Conduit (REMIC)
- Real Estate Settlement Procedures Act (RESPA)
- Real Estate Taxes
- Real Property
- Real Return
- Real Value of Money
- REALTOR
- Rebalancing
- Rebates
- Recency Bias
- Reconcile
- Reconciliation
- Recording
- Recordkeeping
- Recurring Expense
- Redlining
- Refinancing
- Refund
- Registrar
- Regressive Tax
- Regret Aversion
- Regular Program Community
- Regulation
- Regulatory Agency
- Regulatory Authority
- Rehabilitated Loan
- Rehabilitation Mortgage
- Reinstatement (Insurance Policy)
- Reinstatement Period
- Reinvestment
- Reinvestment Risk
- Release of Lien
- Remainderman
- Remote Check Capture
- Renovation
- Rent
- Rent-to-Own
- Rental Agreement
- Rental Car Insurance
- Rental Income
- Rental Payment
- Rental Reimbursement Coverage
- Renter
- Renter’s Insurance
- Renting
- Reorganization
- REPAYE
- Repayment
- Replacement Cost
- Replacement Ratio
- Reportable Event
- Repossession
- Required Minimum Distributions (RMDs)
- Rescission
- Residence
- Residual Income
- Residual Interest
- Residual Market (Insurance Market)
- Residual Value
- Residue
- Restricted Stock Units (RSUs)
- Restrictions
- Retail Payment
- Retirement
- Retirement Accounts
- Retirement Age
- Retirement Benefits
- Retirement Decumulation
- Retirement Drawdown Strategy
- Retirement Gap
- Retirement Income
- Retirement Income Floor
- Retirement Income Streams
- Retirement Investing
- Retirement Lifestyle Planning
- Retirement Plan
- Retirement Plan Administrator
- Retirement Planning
- Retirement Portfolio
- Retirement Readiness
- Retirement Savings
- Retirement Withdrawal Plan
- Retirement Withdrawal Strategy
- Return Item
- Return On Average Common Equity
- Return on Equity
- Return on Investment (ROI)
- Return Premium
- Revenue
- Revenue Bond
- Reverse Mortgage
- Reverse Stock Split
- Revocable Living Trust
- Revocable Trust
- Revolving Credit
- Rich
- Rider
- Right of First Refusal
- Right of Rescission
- Right of Setoff
- Risk
- Risk Aversion
- Risk Based Capital
- Risk Management
- Risk Perception
- Risk Pool
- Risk Premium
- Risk Scoring
- Risk Tolerance
- Risk-Adjusted Return
- Risk-Based Pricing
- Robo-Advisor
- Rollover IRA
- Room and Board
- Roth 401(k)
- Roth IRA
- Roth IRA Conversion
- Routing Number
- Rule of 72
- Rural Development
- RV Loan
S
- S Corp
- S-1
- Safe Deposit Box
- Safe Withdrawal Rate
- Safekeeping
- Salary
- Sale Leaseback
- Sales
- Sales Tax
- Same-Day Loan
- Satisfaction of Mortgage
- Satisfactory Academic Progress
- SAVE Plan
- Savings
- Savings Account
- Savings and Loan Association
- Savings and Loan Holding Company
- Savings Bank
- Savings Goal
- Savings Rate
- Savings Stamps
- SBA 504 Loan
- SBA 7(a) Loan
- SBA Loan
- SBA Microloan
- Scam
- Scarce
- Scarcity
- Scarcity Mindset
- Schedule A
- Schedule B
- Schedule C
- Schedule D
- Schedule E
- Scholarships
- School Closure Discharge
- Schumer Box
- SEC Filings
- Second Mortgage
- Secondary Market
- Secondary Mortgage Market
- Secondary School
- Secured Credit Card
- Secured Debt
- Secured Loan
- Secured Personal Loan
- Securities
- Securities and Exchange Commission (SEC)
- Securities Broker
- Securities Investor Protection Corporation (SIPC)
- Security Deposit
- Security Freeze
- Select Employee Group (SEG)
- Self Employment Tax
- Self-Attribution Bias
- Self-Employment
- Self-Employment Loss
- Self-Employment Profit
- Self-Funded Plans
- SEP IRA
- Separate Trading of Registered Interest and Principal of Securities (STRIPS)
- Sequence of Returns Risk
- Series EE Savings Bond
- Series I Savings Bonds
- Service Contract
- Settlement Date
- Settlement Statement
- Settlor
- Share Account
- Share Certificate
- Share Draft Account
- Share Insurance
- Shared Branching
- Shareholder
- Shares Outstanding
- Sharpe Ratio
- Short Sale
- Short Selling
- Short-Term Investment
- Short-Term Loan
- Short-Term Savings Goal
- Side Hustle
- Signature Card
- Signature Certification
- Signature Loan
- Simple Interest Loan
- SIMPLE IRA
- Sinking Fund
- Slippage
- Small and Medium-Sized Business (SMB)
- Small Business
- Small Business Administration (SBA)
- Small Business Loan
- Small Cap
- Small-Dollar Loan
- Smart Contract
- Social Impact
- Social Security
- Social Security Benefits
- Social Security Disability Insurance (SSDI)
- Social Security Number
- Social Security Tax
- Social Security Trust Fund
- Socially Responsible Investing (SRI)
- SOFR (Secured Overnight Financing Rate)
- Soft Credit Pull
- Sole Proprietorship
- Solo 401(k)
- Solvency
- Sortino Ratio
- Special Needs Trust
- Speculating
- Speculation
- Spending Behavior
- Spending Plan
- Spending Trigger
- Spendthrift Provision
- Sprinkling Trust
- Stafford Loans
- Stakeholder
- Stale-Dated Check
- Standard Deduction
- Standard Deviation (Investing)
- Standard of Living
- Standard Repayment Plan
- Startup
- State Bank
- State Grants (Education)
- State-Chartered Credit Union
- Statement
- Statement Balance
- Statute of Limitations (Debt)
- Statutory Lien
- Stepped-up Basis
- Stock Chart
- Stock Exchange
- Stock Float
- Stock Market
- Stock Options
- Stock Quotes
- Stock Split
- Stock Ticker
- Stock Trading
- Stock Transfer
- Stock Valuation
- Stocks
- Stop Order
- Stop Payment
- Store-Value Card
- Stored Value
- Streamline Refinance
- Strike Price
- Stripped MBS (SMBS)
- Student Aid Index (SAI)
- Student Aid Report (SAR)
- Student Borrower
- Student Exchange Program
- Student Housing
- Student Loan
- Student Loan Acceleration
- Student Loan Balance
- Student Loan Consolidation
- Student Loan Default
- Student Loan Deferment
- Student Loan Delinquency
- Student Loan Disbursement
- Student Loan Discharge
- Student Loan Forbearance
- Student Loan Forgiveness
- Student Loan Grace Period
- Student Loan Interest
- Student Loan Interest Deduction
- Student Loan Limits
- Student Loan Refinancing
- Student Loan Repayment
- Student Loan Servicer
- Student Loan Servicing
- Study Abroad
- Subordinate
- Subprime Loan
- Subprime Mortgage
- Subrogation
- Subscription
- Subscription Expense
- Subscription Management
- Subsidized Loan
- Substitute Check
- Supplemental Insurance
- Supplemental Security Income (SSI)
- Supply
- Supply and Demand
- Surcharge-Free ATM
- Surrender Charges
- Surrender Value
- Sustainability
- Sustainable Investing
- Sweat Equity
- Sweep Account
- SWIFT Code
- Systematic Withdrawal Plan
T
- Take-Home Pay
- Tangible Personal Property
- Target Date Fund
- Tariff
- Tax Advisor
- Tax Avoidance
- Tax Bracket
- Tax Compliance
- Tax Credit
- Tax Cut
- Tax Day
- Tax Debt
- Tax Deductible
- Tax Deduction
- Tax Deferral
- Tax Evasion
- Tax Exemption
- Tax Filing
- Tax Filing Deadline
- Tax Fraud
- Tax Identity Theft Awareness Week
- Tax Incidence
- Tax Levy
- Tax Liability
- Tax Lien
- Tax Lot
- Tax Offset
- Tax Planning
- Tax Policy
- Tax Preparation
- Tax Preparer
- Tax Rate
- Tax Rebate
- Tax Records
- Tax Refund
- Tax Reporting
- Tax Return
- Tax Revenue
- Tax Shift
- Tax System
- Tax Withholding
- Tax Withholding Allowances
- Tax-Advantaged Accounts
- Tax-Deferred Growth
- Tax-Exempt Bond
- Tax-Exempt Interest
- Tax-Free Growth
- Tax-Free Income
- Tax-Loss Harvesting
- Taxable Account
- Taxable Income
- Taxable Interest Income
- Taxes
- Taxpayer Identification Number (TIN)
- TEACH Grant
- Teacher Loan Forgiveness
- Technical Analysis
- Technical College
- TeleCheck
- Tenancy in Common
- Tenant
- Tenant Rights
- Tender Offer
- Term
- Term Life Insurance
- Testamentary Trust
- Testate
- Testator
- Time Deposit
- Time Horizon
- Time Value of Money
- Tips
- Title
- Title 1 Loan
- Title Company
- Title Defect
- Title Insurance
- Title Loan
- Title Search
- Tokenization
- Total and Permanent Disability Discharge
- Total Business Cash Flow
- Total Cost of Ownership
- Total Loss
- Total Return
- Tracking Error
- Trade Balance
- Trade Date
- Trade Equity
- Trade Execution
- Trade Settlement
- Trade-In Allowance
- Trade-In Value
- Trade-Off
- Tradeline
- Trading
- Trading Volume
- Traditional IRA
- Transaction
- Transaction History
- Transaction Taxes
- Transfer Agent
- Transfer of Ownership
- Transfer on Death (TOD)
- Transfer Taxes
- Transparency
- TransUnion
- Treasury Bill (T-bill)
- Treasury Bond (T-bond)
- Treasury Inflation-Protected Security (TIPS)
- Treasury Note (T-note)
- Treasury Offset
- Treasury Security
- Tribal Loans
- Trust
- Trust Account
- Trust Agreement
- Trust Income
- Trust Protector
- Trust Situs
- Trustee
- Trustor
- Truth in Lending Act (TILA)
- Truth in Savings Act (TISA)
- Tuition
- Tuition Inflation
- Tuition Payment Plan
- Two-Step Mortgage
U
- U.S. Department of the Treasury
- U.S. Savings Bonds
- Umbrella Insurance
- Unbanked
- Unclaimed Property
- Underbanked
- Undergraduate Degree
- Underground Economy
- Underinsured Motorist Coverage (UIM)
- Underpayment Penalty
- Underserved
- Underwater Loan
- Underwriter
- Underwriting
- Unearned Income
- Unemployment Insurance
- Uniform Gift to Minors Act (UGMA Account)
- Uniform Transfers to Minors Act (UTMA Account)
- Uninsured Motorist Coverage (UM)
- Universal Life Insurance
- Unsecured Debt
- Unsecured Loan
- Unsecured Personal Loan
- Unsubsidized Loan
- Untaxed Income
- USDA (United States Department of Agriculture)
- USDA Loan
- Usury
V
- VA (Department of Veterans Affairs)
- VA Loan
- Vacation Fund
- Valuation
- Value
- Value Investing
- Value Stock
- Values-Based Spending
- VantageScore Credit Score
- Variable Annuity
- Variable Expenses
- Variable Interest Rate
- Variable Life Insurance
- Variable Rate Mortgage
- Variable-Rate CD
- Variable-Rate Loan
- Vault
- Vehicle Depreciation
- Vehicle Insurance
- Venture Capital
- Vertical Equity
- Vesting
- Vesting Schedule
- Veterinary Care
- Vision Insurance
- Vocational Education (Vo-Tech)
- Volatility
- Volunteer
- Volunteer Income Tax Assistance (VITA)
- Volunteer Service
W
- W-2 Form
- W-4 Form
- W-9 Form
- Wage
- Wage Garnishment
- Walk Through
- Warranty Deed
- Wash Sale Rule
- Wealth
- Wealth Building
- Wealth Management
- Wealthy
- Welfare
- Whole Life Insurance
- Will
- William D. Ford Federal Direct Loan Program
- Wire Transfer
- Withdrawal
- Withdrawal Rate
- Withdrawal Risk
- Withholding
- Work
- Work-Study
- Working Capital
- World Council of Credit Unions (WOCCU)
Y
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