You Compare List Is Empty

Pick a few items to see how they stack up.

Your Fave List Is Empty

Add the money tools you want to keep an eye on.

Menu Products

Phishing

What Is Phishing?

Phishing is a type of cyber scam in which criminals attempt to trick individuals into revealing sensitive information such as passwords, credit card numbers, or Social Security numbers. Phishing attacks often appear as legitimate messages from trusted organizations.

These attacks commonly occur through email, text messages, or fake websites.

Why It Matters

Phishing is one of the most common methods used by cybercriminals to steal personal and financial information. Successful phishing attacks can lead to identity theft, financial fraud, and unauthorized account access.

Recognizing phishing attempts helps individuals protect their personal information.

How Phishing Works

Phishing attacks typically involve:

  • sending fake messages that appear to come from legitimate organizations
  • directing victims to fraudulent websites
  • requesting sensitive information such as login credentials or payment details

These messages often create urgency to encourage quick action.

Example

An email appears to be from a bank asking the recipient to verify their account information by clicking a link. The link leads to a fake website that collects login credentials.

Phishing vs Identity Theft

  • Phishing is a method used to steal personal information.
  • Identity theft occurs when stolen information is used for fraudulent purposes.

FAQs About Phishing

How can people recognize phishing emails?
Suspicious links, urgent messages, and requests for personal information are warning signs.

What should someone do if they receive a phishing message?
Avoid clicking links and report the message to the organization being impersonated.

Can phishing occur through text messages?
Yes. This form is sometimes called “smishing.”

Related Terms