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TransUnion
What Is TransUnion?
TransUnion is one of the three major credit bureaus in the United States.
It collects consumer credit information and provides credit reports to lenders and businesses. Learn more and visit www.TransUnion.com
What TransUnion Does
TransUnion:
- Maintains credit data
- Provides credit reports
- Supports credit score calculations
- Offers credit monitoring services
When you apply for credit, a lender may check your TransUnion report.
Why TransUnion Matters
Your TransUnion report may contain:
- Slightly different account data
- Different inquiry records
- Varying score versions
That’s why reviewing reports from all three bureaus matters.
FAQs About TransUnion
Is TransUnion private?
Yes. It is a private company.
Can I dispute errors with TransUnion?
Yes, you can dispute errors directly with TransUnion.
Does TransUnion provide free credit reports?
Yes, annually under federal law.
Are all three bureau scores identical?
No. They may vary.
Related Terms
