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Browse All Insurance & Protection Terms

Decode the terms that protect what matters—from health insurance and life coverage to fraud protection and identity theft. This glossary helps you understand your policies and make informed decisions.

List of Insurance & Protection Terms

Accelerated Death Benefits

What Are Accelerated Death Benefits? Accelerated death benefits are a feature in some life insurance policies that allows the policyholder…

Accident-Only Policy

What Is an Accident-Only Policy? An accident-only policy is a type of insurance that provides benefits only when injuries result…

Accidental Death Benefits

What Are Accidental Death Benefits? Accidental death benefits are life insurance payouts provided if the insured person dies as a…

Actual Cash Value (ACV)

What Is Actual Cash Value (ACV)? Actual cash value (ACV) is the value of property at the time of loss,…

Actuary

What Is an Actuary? An actuary is a financial professional who analyzes risk and uncertainty using mathematics, statistics, and financial…

Advance Directive

What Is an Advance Directive? An advance directive is a legal document that outlines your healthcare preferences in case you…

American Share Insurance (ASI)

What Is American Share Insurance (ASI)? American Share Insurance (ASI) is a private deposit insurance provider that protects deposits held…

Annuity

What Is an Annuity? An annuity is a financial contract between an individual and an insurance company in which the…

Asset Protection

What Is Asset Protection? Asset protection refers to legal and financial strategies designed to safeguard an individual’s or organization’s assets…

Authenticator

What Is an Authenticator? An authenticator is a security tool or method used to verify a user’s identity when accessing…

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