“A” Loan or “A” Paper
What Is an “A” Loan or “A” Paper? An “A” loan, sometimes called “A paper,” refers to a loan made…
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Browse All Borrowing & Credit Terms
Master the language of credit scores, loans, and debt management. This glossary breaks down key terms related to borrowing money—from APR and credit utilization to secured loans and credit limits—so you can borrow smart and protect your financial future.
List of Borrowing & Credit Terms
“B” Loan or “B” Paper
What Is a “B” Loan or “B” Paper? A “B” loan, or “B paper,” refers to a loan issued to…
“C” Loan or “C” Paper
What Is a “C” Loan or “C” Paper? A “C” loan, or “C paper,” refers to a loan made to…
1099-C Form
What Is Form 1099-C? Form 1099-C is a tax document issued by a lender when a debt of $600 or…
203(b) Loan
What Is a 203(b) Loan? A 203(b) loan is the most common type of FHA-insured mortgage. It is designed to…
203(k) Loan
What Is a 203(k) Loan? A 203(k) loan is a government-backed mortgage insured by the FHA that allows borrowers to…
Ability-to-Repay Rule
What Is the Ability-to-Repay Rule? Ability-to-Repay Rule is a federal regulation requiring lenders to make a reasonable, good-faith determination that…
Acceleration Clause
What Is an Acceleration Clause? An acceleration clause is a provision in a loan contract that allows the lender to…
Accrued Interest
What Is Accrued Interest? Accrued interest is interest that has accumulated on a loan or investment but has not yet…
Adjustable Rate Mortgage (ARM)
What Is an Adjustable-Rate Mortgage? An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can change…
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