How to Create a Family Fraud Prevention Plan
A family fraud prevention plan is about giving everyone a calm script before scammers create urgency.
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Financial Wellness Pillar
Protect Money
Safeguard Your Finances. Secure Your Future.
Protecting your finances isn’t fear-based—it’s freedom-based. You do it so life’s surprises don’t become financial setbacks.
You’ve worked hard to manage, earn, and grow your money—now it’s time to protect it. The Protect Pillar helps you minimize risk, prepare for the unexpected, and create a financial safety net for yourself and your loved ones. This is where peace of mind and long-term security come together.
Learn how to use other people’s money. Read the Ultimate Guide to Protecting Your Money →
What You’ll Learn in the Protect Pillar
Protection is about being proactive—not paranoid. In this pillar, you’ll explore smart strategies to shield your money, identity, health, and legacy.
Identity Protection
From fraud alerts to credit freezes, learn how to defend your self and prevent identity theft.
Taxes
Understand how taxes impact your income and wealth how to keep more of what you earn.
Insurance
Learn how to choose the right insurance coverages, best practices, and avoid overpaying.
Estate Planning
Learn how wills, beneficiaries, and power of attorney documents protect your legacy.
Is Your Money Smiling?
Take the 30-Second Money Mood Meter. Get a quick read on how happy your money is and discover your first step toward financial wellbeing.
Featured Guides
6 Types of Insurance Everyone Needs (And How Much Coverage to Get)
Some policies are essential; others are nice-to-haves (and a few are totally unnecessary).
Estate Planning Basics: What Every Adult Should Know
It’s not morbid—it’s empowering. Learn how to create a simple plan that protects your family.
Recent Protect Money Articles
How to Recover From a Payment App Scam
Report the transaction, contact the linked bank or card issuer, secure your accounts, and save every detail.
How to Report a Scam and Where to File Complaints
Start with the money, then report the scam, document everything, and follow up until the issue is resolved.
Search Protect Money Guides
Estate Planning
- Estate Planning 101: How to Protect Your Wishes, Your Money, and the People You Love
- How Legacy Planning Works: A Modern Guide to Protect What You’ve Built (and the People You Love)
- How POD and TOD Accounts Work
- How Property Title Affects Your Estate Plan
- How to Avoid Common Beneficiary Mistakes
- How to Build an Estate Planning Binder or Master File
- How to Build Generational Wealth That Lasts
- How to Check If Your Accounts Will Bypass Probate
- How to Choose a Financial Power of Attorney
- How to Choose a Healthcare Proxy or Healthcare Surrogate
- How to Choose a Trustee for Your Trust
- How to Choose an Executor for Your Will
- How to Close or Memorialize Social Media Accounts
- How to Coordinate Beneficiaries With Your Will
- How to Create a Digital Estate Plan
- How to Create a Master File for Your Family
- How to Create a Personal Legacy Letter or Letter of Intent
- How to Create a Simple Will Checklist Before Meeting an Attorney
- How to Decide If You Need a Will or a Trust
- How to Fund a Living Trust With the Right Assets
- How to Handle Social Media, Email, and Cloud Accounts in Your Estate Plan
- How to Handle the Emotional Side of Leaving a Legacy
- How to Include Cryptocurrency and Digital Investments in Your Estate Plan
- How to Keep Your Decision-Making Documents Updated
- How to Know If a Revocable Living Trust Might Make Sense
- How to Leave an Inheritance to Minor Children
- How to Leave Clear Instructions for Bills, Insurance, and Accounts
- How to Leave Secure Access Instructions Without Sharing Passwords Unsafely
- How to Make a List of Your Online Accounts and Digital Assets
- How to Make a Simple Estate Planning Checklist
- How to Make a Will
- How to Make an Emergency Information Sheet for Your Family
- How to Organize Important Financial Documents for Loved Ones
- How to Organize Your Estate Plan Step-by-Step
- How to Pass On Wealth the Right Way (Without Family Drama)
- How to Plan for Liquidity in Your Estate
- How to Plan Your Estate if You Have a Blended Family
- How to Plan Your Estate if You Own a Business
- How to Protect Your Assets and Legacy
- How to Review Your Beneficiaries the Right Way
- How to Review Your Estate Plan After a Major Life Change
- How to Set Up a Living Will or Advance Directive
- How to Set Up a Revocable Living Trust
- How to Start Estate Planning Without Feeling Overwhelmed
- How to Store Your Will and Estate Documents Safely
- How to Talk to Loved Ones About Your Healthcare Wishes
- How to Talk to Your Family About Your Estate Plan
- How to Title Accounts Correctly (JTWROS, TOD, POD Explained)
- How to Understand Probate Without Getting Lost in Legal Terms
- How to Update Beneficiaries on Life Insurance
- How to Update Beneficiaries on Retirement Accounts
- How to Update Beneficiaries on Retirement Accounts and Life Insurance
- How to Update Your Will After Marriage, Divorce, or Kids
- How to Write an Ethical Will
- Wealth Accumulation vs. Wealth Preservation: What’s the Difference?
- What Wealth Management Really Means
- Will vs. Trust: How to Compare for Your Situation
Fraud and Identity Protection
- 10 Signs Your Identity Has Been Stolen (And What to Do Next)
- Complete Guide to Avoiding Scams and Financial Fraud
- Complete Guide to Elder Financial Fraud and Family Protection
- Complete Guide to Identity Theft: Prevention, Warning Signs, and Recovery
- Complete Guide to Protecting Your Digital Identity
- How to Avoid AI Voice and Deepfake Scams
- How to Avoid Charity Scams
- How to Avoid Fake Password Reset Scams
- How to Avoid Grandparent Scams
- How to Avoid Investment and Crypto Scams
- How to Avoid Job Offer Scams
- How to Avoid Payment App Scams
- How to Avoid Rental Scams
- How to Avoid Romance Scams
- How to Avoid Social Media Scams
- How to Avoid Student Loan Forgiveness Scams
- How to Avoid Tech Support Scams
- How to Avoid Text Message Scams
- How to Check Your Credit Report for Signs of Identity Theft
- How to Create a Family Fraud Prevention Plan
- How to Create an Identity Theft Recovery Plan
- How to Dispute Fraudulent Accounts on Your Credit Report
- How to File an Identity Theft Report With the FTC
- How to Freeze Your Credit With Equifax, Experian, and TransUnion
- How to Help a Parent Who Was Scammed
- How to Leave Secure Access Instructions Without Sharing Passwords Unsafely
- How to Lock Down Your Social Media Privacy Settings
- How to Monitor Your Child’s Credit
- How to Opt Out of Prescreened Credit Offers
- How to Organize Sensitive Documents to Prevent Identity Theft
- How to Place a Fraud Alert on Your Credit Report
- How to Protect a College Student From Identity Theft
- How to Protect a Deceased Loved One’s Identity
- How to Protect Elderly Family Members From Financial Fraud
- How to Protect Your Child From Identity Theft
- How to Protect Your Credit from Fraud and Identity Theft
- How to Protect Your Email Account From Hackers
- How to Protect Your Identity and Avoid Financial Scams
- How to Protect Your Identity Online
- How to Protect Your Mail From Identity Theft
- How to Protect Your Phone From Identity Theft
- How to Protect Your Social Security Number
- How to Protect Yourself From Phishing Scams
- How to Protect Yourself From Tax Identity Theft
- How to Recognize Financial Scams Before They Happen
- How to Recognize IRS, Social Security, and Government Impersonation Scams
- How to Recover From a Payment App Scam
- How to Recover From Identity Theft Step-by-Step
- How to Reduce Your Digital Footprint
- How to Report a Scam After It Happens
- How to Report a Scam and Where to File Complaints
- How to Safely Dispose of Financial Documents
- How to Secure Your Financial Accounts From Fraud
- How to Secure Your Online Banking Accounts
- How to Secure Your Passwords With a Password Manager
- How to Set Up Two-Factor Authentication
- How to Spot Bank Impersonation Scams
- How to Spot Fake Shopping Websites
- How to Spot Fake Websites Before Entering Personal Information
- How to Talk to Aging Parents About Scams
- Safe Banking: How to Protect Your Money, Identity, and Accounts
- Ultimate Guide to Fraud and Identity Protection
- What to Do After a Data Breach
- What to Do If Someone Opened an Account in Your Name
- What to Do If Your Bank Account Was Hacked
- What to Do If Your Debit Card Is Stolen
- What to Do If Your Social Security Number Was Stolen
- What to Do If Your Wallet Is Lost or Stolen
Insurance
- 6 Types of Insurance Everyone Needs (And How Much Coverage to Get)
- Are Credit Unions Safe? NCUA Insurance Explained
- How Auto Insurance Works: Understand Liability, Collision, and Comprehensive Coverage
- How Credit Union Insurance Works (NCUA, ASI, Dual Insurance Explained)
- How Disability Insurance Works: How to Decide If You Need It
- How FDIC Insurance Works (And What It Covers)
- How Home Insurance Works: How to Understand What It Covers
- How Much Disability Insurance Do You Need
- How Pet Insurance Works: Know When It’s Needed
- How Renters Insurance Works: Understand What It Actually Covers
- How to Avoid Being Underinsured While Saving Money
- How to Avoid Common Life Insurance Mistakes
- How to Build an Insurance Safety Net for Your Family
- How to Bundle Insurance Policies
- How to Buy Life Insurance Step-by-Step
- How to Calculate the Right Amount of Life Insurance
- How to Check Whether Your Doctors and Prescriptions Are Covered
- How to Choose a Health Insurance Plan
- How to Choose Auto Insurance Coverage
- How to Choose Between an HMO, PPO, EPO, and HDHP
- How to Choose Between Short-Term and Long-Term Disability Insurance
- How to Choose Homeowners Insurance
- How to Choose Pet Insurance Coverage
- How to Choose Renters Insurance
- How to Choose the Right Health Insurance During Open Enrollment
- How to Compare Accident-Only vs. Accident-and-Illness Pet Insurance
- How to Compare Health Insurance Plans Side by Side
- How to Compare Insurance Quotes Without Focusing Only on Price
- How to Create a Home Inventory for Insurance Purposes
- How to Decide If You Need Flood Insurance
- How to Decide If You Need Life Insurance
- How to Decide if You Need Umbrella Insurance
- How to Decide What Auto Insurance Deductible Makes Sense
- How to Decide What Insurance You Actually Need
- How to Document Your Belongings Before You Need to File a Claim
- How to File a Car Insurance Claim
- How to File an Insurance Claim
- How to Lower Your Insurance Premiums
- How to Name Life Insurance Beneficiaries Correctly
- How to Protect More Than $250,000 at a Credit Union
- How to Protect Your Income With Disability Insurance
- How to Raise Your Deductible the Smart Way
- How to Read an Insurance Policy Without Getting Overwhelmed
- How to Review Your Auto Insurance Before Renewal
- How to Review Your Insurance Coverage Each Year
- How to Understand Deductibles, Copays, and Out-of-Pocket Limits
- How to Understand Insurance Coverage Limits, Deductibles, and Exclusions
- How to Update Beneficiaries on Life Insurance
- How to Update Beneficiaries on Retirement Accounts and Life Insurance
- How to Update Life Insurance Beneficiaries After Life Changes
- How to Update Your Insurance After a Major Life Change
- How Umbrella Insurance Works: Know When It Makes Sense
- Insurance 101: Get the Right Coverage to Protect What Matters
- Pet Insurance vs. Emergency Savings: Which Makes More Sense?
- Replacement Cost vs. Actual Cash Value: How to Understand the Difference
- Share Insurance vs. Deposit Insurance: What’s the Difference?
- Term Life vs. Whole Life Insurance: How to Choose for Your Situation
Taxes
- How HSAs Provide Triple Tax Advantages
- How Income Taxes Work: A Simple Guide to What You Owe, What Reduces It, and How to File
- How Self-Employment Taxes Work: What Freelancers, Side Hustlers, and Small Business Owners Need to Know
- How Tax Credits Reduce What You Owe
- How Tax Deductions Reduce Your Taxable Income
- How Tax-Advantaged Accounts Reduce Your Taxes
- How Taxes Work: Understand the System and How to Manage It Without Stress
- How to Adjust Your Tax Withholding
- How to Amend a Tax Return
- How to Avoid Bad Tax Advice and Risky “Tax Hacks”
- How to Avoid Common Tax Filing Mistakes
- How to Avoid Tax Penalties
- How to Check If You Owe Back Taxes
- How to Choose Between DIY Tax Software and a Tax Professional
- How to Choose Between Sole Proprietor, LLC, and S Corp for Taxes
- How to Choose Between the Standard Deduction and Itemizing
- How to Choose the Right Tax Filing Status
- How to Claim Tax Credits You May Qualify For
- How to Create a Year-Round Tax Planning System
- How to Decide if You Should File Taxes Even If You’re Not Required To
- How to Deduct Home Office Expenses
- How to Deduct Mileage and Car Expenses
- How to Estimate Your Taxes for the Year
- How to File Taxes After Marriage or Divorce
- How to File Taxes After Moving to Another State
- How to File Taxes as a College Student
- How to File Taxes as a Retiree
- How to File Taxes for the First Time
- How to File Taxes if You Had Unemployment Income
- How to File Taxes if You Have Investment Income
- How to File Taxes if You Have Kids or Dependents
- How to File Taxes if You Have Multiple Income Sources
- How to File Taxes if You Moved Abroad or Earned Foreign Income
- How to File Taxes if You Own a Home
- How to File Taxes if You Sold Stocks or Crypto
- How to File Taxes if You’re Self-Employed
- How to File Taxes Late
- How to File Taxes Online Safely
- How to File Your Taxes Step-by-Step
- How to Fill Out a W-4
- How to Fix a Mistake on Your Tax Return
- How to Handle 1099 Forms
- How to Handle a Tax Notice From the IRS
- How to Handle Taxes When You Change Jobs
- How to Invest in a Roth IRA as a Student or Young Adult
- How to Invest with a Roth IRA
- How to Know When Your Side Hustle Becomes a Business
- How to Lower Your Taxable Income Legally
- How to Organize Your Documents Before Filing Taxes
- How to Pay Quarterly Estimated Taxes
- How to Pay Taxes You Can’t Afford All at Once
- How to Plan Taxes When Your Income Changes
- How to Plan Your Taxes Throughout the Year
- How to Prepare for Next Year’s Taxes Before December 31
- How to Prepare for Quarterly Estimated Taxes
- How to Prepare Taxes for a Small Business
- How to Protect Yourself From Tax Identity Theft
- How to Report Side Hustle Income on Your Taxes
- How to Respond if Your Tax Refund Is Delayed
- How to Save for Taxes as a Freelancer or Side Hustler
- How to Save for Taxes Throughout the Year
- How to Separate Personal and Business Finances for Taxes
- How to Set Up a Payment Plan With the IRS
- How to Track Business Expenses for Taxes
- How to Track Your Tax Refund
- How to Use Charitable Contributions to Reduce Taxes
- How to Use Retirement Accounts to Reduce Taxes
- Rollover IRA vs. Roth IRA: What’s the Difference?
- Side Hustle Taxes 101: What You Need to Know to Keep More of What You Earn
- Small Business Taxes 101: What Every Owner Should Know
- Smart Tax Planning: How to Keep More of What You Earn Year-Round
- Tax-Efficient Investing: How to Keep More of What You Earn
- Tax-Efficient Wealth Building Strategies
- Traditional IRA to Roth IRA Conversion: How-to Steps
- Understanding Required Minimum Distributions (RMDs) for Retirement
- When to Switch to an S Corp (and Why It Might Save You Money)
Products Helping You Protect Money
Jason's Smile Money Picks
I didn’t always think about protecting my finances—until life reminded me why it mattered. A friend’s identity theft. A sudden illness in the family. These moments showed me that having protection plans in place isn’t about expecting the worst—it’s about being ready for anything.
Now that you’ve built your financial safety net, revisit the other pillars to continue strengthening your foundation.
