Acorns Spend / Checking and Debit Card
- Acorns Spend is a checking account and debit card that saves, invests, and earns money for you.
- No minimum balance or overdraft fees. Unlimited free or fee-reimbursed ATMs nationwide.
- Real-Time Round-Ups, automatic retirement savings, custom Spend Strategies, and more.
Promotion: New Acorns users get a $75 bonus after the first two direct deposits of $250+.
Stash Invest / No Minimum Value-Based Investing
- Stash Invest is part of a robust financial app that includes a checking and debit card, retirement, and custodial accounts for children.
- Get no commission trades and invest in stocks, ETFs, and fractional shares for as little as $1.
- Use a bank account with no hidden fees and get paid 2 days earlier.
Promotion: Get $5 for signing up and depositing at least $5.
Empower Banking Checking Account with Human Coach
- Empower is a mobile-only banking service offering a high-yield checking account and debit card with a simple design and insightful features.
- AutoSave features help you reach savings goals using income and spending analysis.
- Monthly Report Card gives you insights on how you’re spending, savings and achieving income and debt repayment goals.
- Human coach for financial guidance, support, and answers to your financial questions.
Protected Goals Account / Simple Bank
- An interest-bearing checking account and debit card built to help you save
- Know how much you can safely spend spontaneously with Safe-to-Spend feature
- Budgeting feature that tracks your progress in saving up for current and upcoming bills
- Set multiple and specific savings goals; set an amount to save and a date to save it by
- No monthly account fee, overdraft fees, and access to 40,000 surcharge-free ATMs
Radius Bank Rewards Checking with ATM Surcharge Refunds
- Radius Bank offers full-service online banking with competitively higher rates for deposit accounts.
- Rewards Checking: Get cashback and free ATMs worldwide with this free high-interest checking account.
- Get unlimited automatic worldwide ATM surcharge rebates.
- No monthly fee and no minimum balance requirement after the $100 to open an account.
Checking and Debit Card with Safe-to-Spend Feature / Simple Bank
- An interest-bearing checking account and debit card built to help you save
- Know how much you can safely spend spontaneously with Safe-to-Spend feature
- Budgeting feature that tracks your progress in saving up for current and upcoming bills
- Set multiple and specific savings goals; set an amount to save and a date to save it by
- No monthly account fee, overdraft fees, and access to 40,000 surcharge-free ATMs
Chime Banking No Fee Checking / Automatic Savings
- Chime Banking is a no-fee mobile bank account that offers a Spending Account, a Savings Account, and a Visa debit card.
- No maintenance fees. No overdraft fees. And no bounced check fees.
- Cash access to 35,000+ surcharge-free ATMs.
- Get your paycheck 2 days earlier.
Checking and Debit Card with Savings in Mind / Qapital Spending
- Qapital Spending is a checking account linked to the Qapital Visa® Debit Card held with a partner bank
- Unique features and tools help you stay on track with your weekly spending.
- No account setup or overdraft fees
- Protected by FDIC insurance for $250,000 per user
- 30-day free trial, then 3 membership tiers
360 Checking Account / Capital One
- Free interest-earning checking account with no monthly fees or minimum deposit requirements
- Debit card with access to over 39,000 fee-free Allpoint® ATMs
- Web and mobile app access plus many branches and cafes across the country
