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Title
What Is Title?
Title refers to the legal right to own, use, and transfer property. It represents proof of ownership and includes a record of past ownership and any claims against the property.
Why It Matters
Title ensures that ownership is legitimate and transferable. Clear title is essential for buying, selling, or financing property.
How Title Works
Title includes:
- ownership rights
- historical ownership records (chain of title)
- liens or encumbrances
- legal documentation
- title insurance protection
Title searches are conducted before transactions to verify ownership.
Example
Before buying a home, a title search confirms the seller has legal ownership and no outstanding liens.
Title vs Deed
- Title represents ownership rights.
- Deed is the document that transfers title.
FAQs About Title
What is a title search?
A review of ownership history and claims.
What is title insurance?
Protection against title defects.
Can title issues delay closing?
Yes, until resolved.
Related Terms
