Money apps that will make you smile!
(Updated: December 2025)
Discover our Smile Money Picks—hand-selected apps we love to help you budget, bank, invest, and build credit.
Disclaimer: Some offers are from affiliate partners, meaning if you decide to use an app, we may earn a small commission at no extra cost to you. See how we make money to fund our financial wellness mission.
Learn more about Quicken Simplifi.
Learn more about Raisin.
Learn more about Consumers.
Are you looking for signup bonuses and featured deals? Check Bonus Offers or Featured Deals for special promotions.
Learn more about Public.com
Learn more about Trust & Will.
At phroogal, our Smile Money Picks aren’t random. They’re curated favorites chosen because they:
We test, compare, and consider what makes each product worth recommending. These are tools we’d use ourselves — and share with our community — to help you manage, grow, and protect your money with confidence.