Unsubsidized Loan

The article may contain affiliate links from our partners. Our reviews are not impacted and opinions are our own. Learn how we make money to support our financial wellness mission.

Unsubsidized Loan is a federal loan for which the borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues throughout the life of the loan.

Includes Direct Unsubsidized Loans made through the William D. Ford Federal Direct Loan Program.