Dealer Add-Ons
What Is Dealer Add-Ons?
Dealer add-ons are optional products or services offered by a dealership during the vehicle purchase process.
Common add-ons include:
- Extended warranties
- Paint protection
- VIN etching
- Tire protection
- GAP insurance
Add-ons increase the total purchase price.
Why It Matters
Dealer add-ons:
- Raise financed amount
- Increase monthly payments
- May provide limited value
Some add-ons are negotiable, and buyers should evaluate whether coverage duplicates existing insurance or warranty protection.
Financing add-ons increases total interest paid.
How Dealer Add-Ons Works
Dealer add-ons are presented during the sales or financing stage and added to the purchase agreement if accepted.
Example: Adding a $2,000 service contract to a financed vehicle increases principal and interest over the loan term.
Add-ons may be bundled, but buyers can request itemized pricing.
Dealer Add-Ons vs. Manufacturer Options
Dealer Add-Ons → Added by dealership
Manufacturer Options → Installed at factory
Origin affects pricing structure.
FAQs About Dealer Add-Ons
Are add-ons required?
Most add-ons are optional.
Can add-ons be negotiated?
Yes, pricing and inclusion may be negotiable.
Does financing add-ons increase interest?
Yes, they become part of the loan principal.
Related Terms
