What Is Public.com Crypto?
Public.com Crypto is built into the Public Investing app via Bakkt Crypto.
It enables U.S. users to buy, sell, and hold spot crypto markets within a trusted and regulated trading platform.
The experience includes social feeds, community insights, wealth planning tools, and optional blockchain transfers—all backed by SIPC-protected brokerage services for eligible assets.
Public.com Crypto Overview
| Offer Type | Best For | Fees | Action |
|---|---|---|---|
| Spot Crypto Investing | Public users familiar with stock or cash accounts | Tiered flat fees | Learn More |
How Public.com Crypto Works
Enjoy a mobile-first, community-powered experience with transparent pricing and AI-driven research insights—all while managing stocks, ETFs, bonds, and cash in one account.
- Open a Public Account: Create a U.S.-based Public investing account and pass KYC.
- Access Crypto Tab: Head to the Crypto section to view supported tokens.
- Buy or Sell Spot Crypto: Invest with $1 minimum trades using the tiered fee structure.
- Social & AI Tools: Follow investors, join chat groups, and try Alpha—Public’s free AI summarizer.
- Upgrade to Premium: For enhanced crypto insights (e.g. daily active addresses), custom alerts, and priority service at $8/month. Free if your balance exceeds $50K.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| 40+ Spot Crypto Assets | Diverse coin selection—even including trending memecoins like SHIB and $APE. |
| Community-Driven Platform | Follow, comment, or learn from other users in a built-in social feed. |
| Flat & Transparent Fees | Know exactly what you’re paying—no hidden spreads. |
| AI-Powered Analyst (Alpha) | Get instant AI-generated summaries and key metrics for assets. |
| High-Yield Cash & Bond Accounts | Up to ~4.1% APY on idle cash. Option to invest in T-bills with Treasury Account. |
Who Is Public.com Crypto Best For?
- Investors already using Public to manage stocks, ETFs, and bonds.
- Casual crypto traders seeking a familiar app and social features.
Pricing & Fees
- Flat Trade Fees: $0.49–$6.29 for trades under $500.
- Percentage Fee: 1.25% for orders over $500.
- No commission on traditional investing products.
- Public Premium: Optional $8/month subscription (free above $50K balance).
Trust & Security
- Crypto services powered by Bakkt Crypto Solutions, licensed by NYDFS. Not SIPC-insured.
- Brokerage functions (stocks, ETFs, options) covered by Public Investing, Inc., SIPC-insured up to $500K.
- 256-bit encryption, biometric login, and optional two-factor authentication.
Frequently Asked Questions
How many cryptos can I trade on Public?
As of now, over 40 spot crypto assets are available. Apps allow trading and holding real tokens, not derivatives.
Why are Public’s crypto fees higher than Coinbase or Binance?
Public uses a flat-fee structure which can cost more per trade, especially for small trades. The platform emphasizes transparency and community
Is crypto insured like stocks?
No—crypto investments are not SIPC-insured, but stock and ETF assets are covered through Public Investing. Crypto custody is handled separately via Bakkt.
Does Public charge for joining or account maintenance?
No, standard accounts are free. Public Premium is optional and priced at $8/month—waived for balances above $50K.
Ready to Trade Crypto with Community and Clarity?



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