Uphold: Trade Crypto, Earn on USD & Stake 20+ Assets All in One App
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Uphold: Trade Crypto, Earn on USD & Stake 20+ Assets All in One App
Uphold is an all-in-one finance app that enables fast, one-step conversions between supported assets—including crypto, fiat currencies, and precious metals.
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Uphold: Trade Crypto, Earn on ...
What Is Uphold?
Uphold lets you trade 300+ cryptocurrencies, earn up to 4.5% APY on your USD balance, instantly stake and unstake 20+ PoS tokens, and convert across crypto, fiat, and metals with zero hidden fees. Start from as little as $1.
You can also earn interest on idle USD in a FDIC‑insured interest account, stake eligible digital assets flexibly, and monitor real-time proof‑of‑reserves for full transparency.
Uphold Overview
| Offer Type | Best For | Fees | Action |
|---|---|---|---|
| Crypto Trading & Staking | Investors wanting diversified digital and fiat access | Spread-based | Visit Uphold |
How Uphold Works
- Create Account & Verify: Easy signup via mobile or web with KYC.
- Deposit Funds: Add USD via ACH or card, deposit crypto, or receive transfers.
- Stake Crypto: Instantly stake and unstake more than 20 proof-of-stake tokens.
- Instant Swaps: Convert crypto, fiat, and metals in one click.
- Transparent Vault Options: Choose Vault for delayed withdrawal handling or use UpHODL for non-custodial Web3 access.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| 300+ Cryptocurrencies | Wide selection, including new tokens early. |
| Instant Staking/Unstaking | Stake 20+ tokens flexibly with weekly rewards payouts. (Up to ~16% APY). |
| USD Interest Account | Earn 4.5% APY on balances ≥ $10 with FDIC coverage up to $2.5M. |
| Anything-to-Anything Trading | Convert assets (e.g. BTC to USD or USD to gold) instantly. |
| Real-Time Transparency | Assets & liabilities published every 30 seconds for proof-of-reserves. |
| Visit Uphold to Learn More | |
Who Is Uphold Best For?
- Users who value multi-asset flexibility (crypto, fiat, metals).
- People seeking easy staking or USD yield without locking up assets.
- Investors wanting instant swaps across asset types.
Pricing & Fees
- Crypto & Metals: Spread of ~1.4%–1.6% for BTC/ETH; ~1.9%–2.95% for altcoins and metals.
- Stablecoins & Major FX: ~0.25% spread.
- USD Deposit: ACH free; card ~3.99%.
Trust & Security
- FinCEN‑registered broker, FCA/CSSF regulated globally. SOC 2 & ISO 27001 certified.
- 100% reserve model with real-time proof‑of‑reserves transparency.
- Two-factor authentication, biometric logins, device authorization.
- Vault & UpHODL wallet options for added security and self-custody.
Frequently Asked Questions
Can I stake on Uphold?
Yes—eligible users (outside U.S./U.K./EU) can stake 20+ PoS assets with up to ~16% APY and flexible unstaking.
What is the USD Interest Account?
A cash sweep brokerage account offering 4.5% APY on balances ≥ $10 (2% if < $10). Funds are FDIC insured up to $2.5 M.
Can I convert crypto to gold or fiat instantly?
Yes—Uphold allows instant “anything‑to‑anything” trades across supported assets with visible spread pricing.
Is there a debit card?
Only available in select regions, such as the UK (Optimus card). Not available in the U.S. currently.
Ready to Trade, Earn, and Stake in One App?
| Investment Options | Crypto |
|---|---|
| Platform Type | App Only |
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