Best Apps for Fractional Share Investing [2025]

Fractional shares have made stock investing more accessible than ever.

You no longer need hundreds—or thousands—of dollars to buy high-priced stocks like Tesla or Amazon. With fractional investing, you can start with just $1 and still own a piece of companies you believe in.

Whether you’re just getting started or diversifying your portfolio, these Smile Money Picks offer the best platforms for fractional share investing in 2025.

Quick Summary: Top Fractional Share Investing Platforms

Our Smile Money Picks Methodology

We reviewed dozens of platforms and chose the best based on:

• Minimum investment requirements
• Access to U.S. stocks and ETFs
• Fees and commissions
• User interface and beginner tools
• Portfolio features, automation, or social insights

We focused on platforms that make investing approachable for everyday users—without sacrificing important features for growth.

In-Depth Reviews of Our Smile Money Picks

1. Charles Schwab – Best for Comprehensive Investing

Schwab’s “Stock Slices” program lets you buy fractional shares of S&P 500 companies for as little as $5. It’s a full-featured platform with excellent tools and customer support.

Key Features:

• Buy slices of S&P 500 companies starting at $5
• $0 commissions on stocks and ETFs
• Top-rated customer support and educational resources
• Research tools, mobile app, and desktop platform

Why It Stands Out: You get access to full-service investing with fractional flexibility.

My Smile Money Take: Schwab is ideal if you want long-term growth and top-tier support without paying extra fees.

👉 Learn more about Charles Schwab

2. Moomoo – Best for Advanced Tools

Moomoo offers professional-grade tools and allows fractional investing starting at just $5. It’s packed with data visualizations, AI analysis, and powerful trading features.

Key Features:

• Fractional shares of U.S. stocks and ETFs
• Real-time Level 2 market data
• Technical analysis and AI-driven insights
• No commission fees

Why It Stands Out: It provides a Wall Street experience without the cost.

My Smile Money Take: If you’re ready to level up your trading game, Moomoo delivers pro tools without the price tag.

👉 Learn more about Moomoo

3. Robinhood – Best for Ease of Use

Robinhood helped popularize commission-free investing—and its fractional share feature makes investing accessible to everyone.

Key Features:

• Start with as little as $1
• Trade stocks, ETFs, crypto, and options
• Easy-to-use mobile app
• No trading fees

Why It Stands Out: It’s the most beginner-friendly platform available today.

My Smile Money Take: Robinhood is great for anyone who wants to invest with confidence—even with just a few dollars.

👉 Learn more about Robinhood

4. Webull – Best for Active Traders

Webull combines zero-commission investing with advanced features like paper trading, screeners, and extended-hours access.

Key Features:

• Fractional shares from $1
• Paper trading simulator
• In-depth charting and analytics
• Commission-free stock, ETF, and crypto trades

Why It Stands Out: Webull lets you grow from beginner to trader without switching platforms.

My Smile Money Take: If you want to learn and trade more actively, Webull gives you the tools without the fees.

👉 Learn more about Webull

5. Public – Best for Social Investing

Public adds transparency and education to the investing experience, letting you follow other investors and share your own insights.

Key Features:

• Fractional shares from $1
• No PFOF (payment for order flow)
• Social feed for investment ideas
• Themed investing options

Why It Stands Out: Public lets you learn by watching and talking with other investors.

My Smile Money Take: If investing feels intimidating, Public helps you learn with the crowd.

👉 Learn more about Public

6. Fidelity Investments – Best for Long-Term Growth

Fidelity’s “Stocks by the Slice” program offers commission-free access to fractional shares of over 7,000 U.S. stocks and ETFs—perfect for long-term investors building wealth.

Key Features:

• Fractional shares starting at $1
• Award-winning educational resources
• Retirement accounts, IRAs, and more
• No account minimums or trading fees

Why It Stands Out: Fidelity offers the depth of a legacy institution with the innovation of modern platforms.

My Smile Money Take: If you want to grow your money steadily and learn while doing it, Fidelity is a trusted choice.

👉 Learn more about Fidelity

7. SoFi Invest – Best for All-in-One Financial Management

SoFi Invest makes it easy to buy fractional shares while managing all your money in one place—banking, credit, loans, and investing.

Key Features:

• Invest with as little as $1
• Commission-free trading
• Automated and DIY options
• Access to financial planners

Why It Stands Out: SoFi is perfect for those looking to keep all their financial tools under one roof.

My Smile Money Take: Beginners who want simplicity and support will love SoFi’s ecosystem.

👉 Learn more about SoFi Invest

Honorable Mentions

These platforms didn’t make our top 7 but still offer solid options for certain investors:

• M1 Finance – Automated investing with fractional shares and customizable portfolios (Pies).
• Cash App Investing – Simple way to buy fractional shares inside an app you likely already use.
• Vanguard – Offers fractional investing on ETFs, ideal for long-term retirement investors.
• Stash – Combines banking and guided investing for beginners.

What Are Fractional Shares?

A fractional share is a piece of a full share of stock. Instead of needing $300 to buy one share of a company like Apple or Amazon, fractional investing lets you invest any amount—$1, $5, $10—and own a portion of that share.

Fractional shares make investing in big-name companies possible on a small budget, and they’re perfect for building diversified portfolios.

Why Use Fractional Share Investing Apps?

• Accessibility: Start investing with just a few dollars.
• Diversification: Spread your money across more companies.
• Flexibility: Choose how much to invest, not how many shares.
• Goal-Based Investing: Build toward long-term financial goals at your own pace.

How to Choose the Best Fractional Investing App

• Minimum Investment: $1 or less helps lower the barrier.
• Trading Fees: Zero-commission platforms are best.
• Tools & Education: Look for resources that support your learning.
• User Experience: Choose a platform that feels intuitive to you.
• Additional Services: Some offer retirement accounts, robo-advisors, or banking features.

Related Articles

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• Best Robo-Advisors for Beginners
• 10 Best Online Brokerages for DIY Investors

FAQs About Fractional Share Investing