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Hi, I’m Jason—a wellness advocate, yoga practitioner, curious traveler, and founder of phroogal.com.
Let me tell you something: getting “good with money” didn’t come naturally. It came from trial and error, burnout and breakthroughs—and a whole lot of curiosity.
Over the years, I’ve tested dozens of tools. Some were meh. But a handful? Game changers.
This is my personal list—my version of Oprah’s “favorite things,” except it isn’t about stuff. These are the apps, tools, and daily rituals that support my financial wellness and help me live a more aligned life. I update this list seasonally so you can see what I’m actually using right now. And if something resonates? You can click through and explore it yourself.
[Fall edition photos taken at the Crater Lake National Park, Oregon]
These are the tools that help me manage money without losing my mind—or my joy.
Quicken Simplifi
Forget spreadsheets. This app keeps me aware of my spending in real-time. It’s not about restricting myself—it’s about giving every dollar a purpose. I use it to track my finances and stay aligned with my values. Learn more | Visit Quicken Simplifi →
Betterment + Public
I use Betterment for long-term investing and Public to automate fractional investing. Both offers automation so no heavy lifting on my end. Learn about Betterment | Learn about Public.com.
What I do in the first 30 minutes of the day sets the tone—mentally, emotionally, and financially.
Hydration + AG1 (Athletic Greens)
My wellness starts with a tall glass of water followed by AG1. It’s like pressing “start” on my energy. I feel more alert, less snacky, and more likely to make intentional decisions all day long. Visit Shop AG1 →
MudWtr
Coffee without the crash. This mushroom-based alternative gives me calm focus—perfect for writing, planning, or meditating on what really matters. Check out MudWtr →

You can’t manage money if your mind is spinning and your body is exhausted. Here’s how I reset.
Calm App
This one’s been on my list for years. Guided meditations, breathwork, and sleep stories that help me recharge—even during chaotic days. Try Calm App →
Staying productive shouldn’t mean running on fumes. I’ve learned to keep things clear and intentional—without the burnout.
Notion
My all-in-one space to plan, organize, and stay aligned. I use it for everything—goals, ideas, projects, and personal routines. It’s how I stay grounded while getting things done. There’s a free version too.
→ Explore Notion
I’m always learning, but I don’t always have time to read 300 pages.
Blinkist
This app breaks down bestselling books into 10-15 minute summaries. It introduces me to new ideas fast—and helps me decide which full books are worth diving into. Explore Blinkist →
Hoopla
Library-powered streaming. I borrow eBooks and audiobooks for free through my local library. Knowledge doesn’t have to cost a thing. Check if your public library offers Hoopla →

These aren’t just money books—they’re mindset books that changed how I see the world.
→ Browse all recommended reads
I used to wear burnout as a badge. Now, I track sleep like it’s sacred.
Calm Sleep Stories
There’s something about drifting off to a soothing voice that turns my brain off faster than doomscrolling ever could. I wake up clearer, calmer, and more present.
→ Try a Sleep Story
I also enjoy these mythical sleep stories by Good Knights Sleep.
Everything I’ve listed here supports one simple idea: Wellness isn’t just what you do with your money—it’s how your money supports the life you want to live.
I don’t use these tools because they’re trendy. I use them because they make me feel more like me.
And if even one of these makes your day a little calmer, your goals a little clearer, or your journey a little easier? Then it’s earned its spot on this list.
Check back next quarter—I’ll be updating this with what’s working for me right now.
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