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Jason’s Favorite Things: The Life & Money Tools I Actually Use (Fall 2025 Edition)

Discover my go-to apps, tools, and rituals that support my financial wellness and everyday life.
Jason Vitug Favorite Things Phroogal Smile Money Edition

Disclosure: The article may contain affiliate links from partners who may compensate us. However, the words, opinions, and reviews are our own. Learn how we make money to support our mission.

Hi, I’m Jason—a wellness advocate, yoga practitioner, curious traveler, and founder of phroogal.com.

Let me tell you something: getting “good with money” didn’t come naturally. It came from trial and error, burnout and breakthroughs—and a whole lot of curiosity.

Over the years, I’ve tested dozens of tools. Some were meh. But a handful? Game changers.

This is my personal list—my version of Oprah’s “favorite things,” except it isn’t about stuff. These are the apps, tools, and daily rituals that support my financial wellness and help me live a more aligned life. I update this list seasonally so you can see what I’m actually using right now. And if something resonates? You can click through and explore it yourself.

[Fall edition photos taken at the Crater Lake National Park, Oregon]


Money Made Simple

These are the tools that help me manage money without losing my mind—or my joy.

Quicken Simplifi
Forget spreadsheets. This app keeps me aware of my spending in real-time. It’s not about restricting myself—it’s about giving every dollar a purpose. I use it to track my finances and stay aligned with my values. Learn more | Visit Quicken Simplifi

Betterment + Public
I use Betterment for long-term investing and Public to automate fractional investing. Both offers automation so no heavy lifting on my end. Learn about Betterment | Learn about Public.com.


Morning Rituals That Anchor My Day

What I do in the first 30 minutes of the day sets the tone—mentally, emotionally, and financially.

Hydration + AG1 (Athletic Greens)
My wellness starts with a tall glass of water followed by AG1. It’s like pressing “start” on my energy. I feel more alert, less snacky, and more likely to make intentional decisions all day long. Visit Shop AG1

MudWtr
Coffee without the crash. This mushroom-based alternative gives me calm focus—perfect for writing, planning, or meditating on what really matters. Check out MudWtr

Jason Vitug Favorite Things Phroogal Smile Money Edition 2

Mind + Movement

You can’t manage money if your mind is spinning and your body is exhausted. Here’s how I reset.

Calm App
This one’s been on my list for years. Guided meditations, breathwork, and sleep stories that help me recharge—even during chaotic days. Try Calm App


Mindful Productivity

Staying productive shouldn’t mean running on fumes. I’ve learned to keep things clear and intentional—without the burnout.

Notion
My all-in-one space to plan, organize, and stay aligned. I use it for everything—goals, ideas, projects, and personal routines. It’s how I stay grounded while getting things done. There’s a free version too.
Explore Notion


Wisdom On the Go

I’m always learning, but I don’t always have time to read 300 pages.

Blinkist
This app breaks down bestselling books into 10-15 minute summaries. It introduces me to new ideas fast—and helps me decide which full books are worth diving into. Explore Blinkist

Hoopla
Library-powered streaming. I borrow eBooks and audiobooks for free through my local library. Knowledge doesn’t have to cost a thing. Check if your public library offers Hoopla

Jason Vitug Favorite Things Phroogal Smile Money Edition 3

Books That Keep Me Grounded

These aren’t just money books—they’re mindset books that changed how I see the world.

Browse all recommended reads


Rest Is the Real Flex

I used to wear burnout as a badge. Now, I track sleep like it’s sacred.

Calm Sleep Stories
There’s something about drifting off to a soothing voice that turns my brain off faster than doomscrolling ever could. I wake up clearer, calmer, and more present.
Try a Sleep Story

I also enjoy these mythical sleep stories by Good Knights Sleep.


Closing Thoughts

Everything I’ve listed here supports one simple idea: Wellness isn’t just what you do with your money—it’s how your money supports the life you want to live.

I don’t use these tools because they’re trendy. I use them because they make me feel more like me.

And if even one of these makes your day a little calmer, your goals a little clearer, or your journey a little easier? Then it’s earned its spot on this list.

Check back next quarter—I’ll be updating this with what’s working for me right now.

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Author Bio

Picture of Jason Vitug

Jason Vitug

Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things
Picture of Jason Vitug

Jason Vitug

Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things

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