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Where to Get a Money Order Near You: 8 Best Places
So you need to get a money order nearby? Money orders are a reliable and secure way to make payments…
- Written By: Jason Vitug
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So you need to get a money order nearby?
Money orders are a reliable and secure way to make payments when cash or personal checks aren’t suitable.
Here’s a short guide on where to find money orders near you, the best places to get them, and what you need to know to make an informed choice.
8 Best Places to Get a Money Order Near You
- CVS
- Walmart
- US Postal Service
- Banks and Credit Unions
- Supermarkets
- Convenience Stores
- Check Cashing Stores
- Western Union and Money Gram Agents
Continue reading to get the details about where to get money orders.
What Is a Money Order?
A money order is a pre-paid paper document used as a payment method. It is an alternative to sending cash, writing checks, or making electronic transfers. Money orders are widely accepted and offer a secure way to pay bills, send money through the mail, or make purchases.
How Do Money Orders Work
Money orders work with several advantages:
- Security: Payments can be tracked and are less risky than sending cash or sharing personal banking details.
- Certainty: Since money orders are prepaid, there’s no risk of insufficient funds.
- Accessibility: They are accepted in many places where personal checks might not be.
What’s in a Money Order?
A money order typically includes the following information:
- Amount: The exact amount to be paid, pre-printed or stamped when the money order is issued.
- Issuer’s Name and Address: Details of the issuing institution or agency.
- Payee’s Name: The name of the individual or entity receiving the money order.
- Purchaser’s Address: Usually, the address of the person who bought the money order.
- Serial Number, Barcode, or Tracking Number: Used to track the money order and verify its authenticity.
Now, where can you get money orders?
Best Ways to Get Money Orders Near You
Here are the top locations to get money orders based on accessibility, fees, and reliability:
1. CVS
You can get a money order at CVS. With thousands of locations, it offers convenience. If you need more than $500, you’ll need to purchase multiple money orders and pay additional fees.
- Provider: MoneyGram
- Fee: $1.25 per money order
- Maximum Amount: $500
- Locations: 9,900+ nationwide
2. Walmart
Walmart is a popular choice due to its affordability and wide reach. Money orders can be purchased and cashed at their MoneyCenter locations.
- Provider: MoneyGram
- Fee: Up to $1 per money order
- Maximum Amount: $1,000
- Locations: 100s worldwide
3. US Postal Service (USPS)
USPS money orders are ideal for those who need international money orders or prefer using a trusted government service.
- Provider: USPS Money Orders
- Fee: $1.30–$1.75
- Maximum Amount: $1,000
- Locations: 30,000+ nationwide
4. Credit Unions and Banks
Financial institutions often require you to be an account holder. Call ahead for specific requirements and fees. Find a credit union to join.
- Fee: Varies, typically around $5
- Maximum Amount: Varies
- Locations: Nationwide
5. Supermarkets
Supermarkets often provide money orders at their customer service desks, making it a convenient option during grocery runs.
- Location: Chains like Kroger, Safeway, and Publix.
- Provider: Western Union or MoneyGram.
- Fee: Typically $0.88–$2.
- Maximum Amount: Varies by location.
6. Convenience Stores
You can get a money order at certain convenience stores. It’s a great choice for quick access. Check with your local store for specific details.
- Location: Chains like 7-Eleven.
- Provider: Varies.
- Fee: $1–$3.
- Maximum Amount: Typically $500.
7. Check-Cashing Stores
These stores often provide money orders alongside other financial services. Fees can vary widely and are often higher than other options, so inquire beforehand.
- Location: Local check-cashing businesses.
- Fee: Varies.
- Maximum Amount: Varies.
8. Western Union and MoneyGram Agents
Western Union and MoneyGram are two of the most recognized providers of money orders, offering a vast network of agents nationwide where you can get a money order.
- Location: Found in retail stores, supermarkets, and check-cashing outlets.
- Fee: Varies by location.
- Maximum Amount: Typically $1,000.
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How to Complete a Money Order
- Bring Necessary Funds: Ensure you have cash or a debit card to cover the amount and fees.
- Fill Out the Money Order: Include the payee’s name, your address, and other required details.
- Keep the Receipt: The receipt includes tracking information and serves as proof of purchase.
Tips for Buying Money Orders
- Verify the maximum limit and fees before purchasing.
- Stick to reputable providers like Western Union, MoneyGram, or USPS.
- Avoid online claims of “digital money orders”—money orders must be purchased in person.
Being Mindful of Money Order Scams
Money orders are generally secure, but scammers may still attempt to exploit them. Be cautious with money orders by following these tips:
- Verify the Recipient: Only send money orders to trusted individuals or businesses.
- Inspect the Money Order: Ensure it has security features like watermarks and is free of alterations.
- Be Skeptical of Overpayments: Scammers may send fake money orders and ask for a refund of the excess amount.
- Track the Money Order: Use the tracking number to verify its status with the issuer.
- Avoid Online Purchases: Be cautious when using money orders for online transactions unless you’re sure of the seller’s credibility.
Alternatives to Money Orders
If a money order isn’t suitable, consider these alternatives:
- Cashier’s Checks: Available from banks and credit unions, these are also prepaid and secure but typically have higher fees.
- Certified Checks: Issued by banks and credit unions, they guarantee payment and are often used for larger transactions.
- Digital Payment Apps: Services like PayPal, Venmo, or Zelle allow for instant, secure transfers.
- Wire Transfers: For larger amounts, wire transfers offer direct bank-to-bank payments.
- Prepaid Debit Cards: These can be loaded with funds and used like a regular debit card.
Money orders remain a trusted option for secure payments. With numerous places to purchase them, they’re a practical solution.
Money Orders FAQs
Can I Get a Money Order Online?
No, money orders must be purchased in person. For online payments, consider using digital money transfer services.
What Should I Do If I Lose a Money Order?
Contact the issuer immediately with your receipt. They can help track or replace the money order, though fees may apply.
Are Money Orders Safe?
Yes, money orders are a secure payment method, as they don’t disclose personal banking details and can be tracked.
Can I Cash a Money Order?
Yes, you can cash money orders at banks, credit unions, and some retail locations. Fees may apply.
Can I get international money orders?
Keep in mind that not all money order providers sell international money orders. Some post office locations do.
What is the maximum amount I can send in a money order?
The maximum amount depends on the money order providers. Many require you to buy multiple money orders if you’ve reached the maximum amount per order.
Does Walgreens sell money orders?
No, you cannot get a money order at Walgreens. Instead, Walgreens provides Western Union money transfers.
Where can I get a Western Union money order?
Western Union partners with thousands of retail locations. For money order purchases, visit your local retailers.
What’s the difference between Western Union and MoneyGram?
Western Union is larger than MoneyGram and has a globally recognized brand. With Western Union, you can do several money transfers using cash, debit, or credit card. Both Western Union and MoneyGram offer a variety of money transfer services.
Money orders are a versatile and secure way to handle payments. Whether you’re paying bills, making purchases, or sending money, the best places listed above offer convenience and reliability.
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Author Bio
Jason Vitug
Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things→
Jason Vitug
Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things→
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