What Is WalletHub Premium?
WalletHub Premium is the advanced version of the WalletHub credit score app.
With WalletHub Premium, you can budget smarter, pay off debt faster, track investments, protect against identity theft, and build long-term wealth strategies—all backed by daily credit updates from TransUnion.
WalletHub Premium Overview
| Offer | Best For | Pricing | Get Started |
|---|---|---|---|
| Premium Financial Platform | An all-in-one app for credit, budgeting, investing, and identity protection | $3.99/mo (50% Off) | Visit WalletHub |
How WalletHub Premium Works
While WalletHub’s core features are free, Premium adds deeper insights, enhanced tools, and identity protection benefits.
- Sign Up: Create a WalletHub account for free, then upgrade to Premium for advanced tools and protections.
- Link Accounts: Connect your credit, bank, loan, and investment accounts for real-time tracking.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Budgeting Tools | Create and manage budgets with spending insights and subscription tracking. |
| WalletScore® | A single score that measures your financial health beyond just credit. |
| Daily Credit Reports & Scores | Get TransUnion credit scores and reports updated daily. |
| Credit Lock | Lock and unlock your TransUnion credit report to block unauthorized access. |
| Debt Payoff Plan | Get a customized plan to pay off debt faster and save money on interest. |
| Investment Tracking | Monitor all investments in one place with a personalized news feed. |
| Retirement Planning | Plan for the lifestyle you want in retirement with easy-to-use tools. |
| Net Worth Tracking | Track and grow your wealth with a complete financial snapshot. |
| Dark Web Monitoring | Daily scans to alert you if your personal information is exposed online. |
| $1M Identity Theft Insurance | Up to $1 million in coverage to help restore your identity in case of fraud. |
| Get WalletHub Premium | |
Who Is WalletHub Premium For?
- Individuals who want an all-in-one financial health dashboard
- People working to improve credit and pay down debt
- Investors who want to track portfolios and plan for retirement
- Anyone who values a holistic view of their money and financial goals
Pricing & Fees
- Core WalletHub features are 100% free
- Premium features available at additional cost (pricing may vary). Get 50% Off ($3.99/mo)
- No hidden fees—WalletHub earns revenue through product partnerships
Trust & Security
- Owned by Evolution Finance, Inc.
- 128-bit encryption and two-factor authentication
- TransUnion daily credit updates
- Up to $1M identity theft insurance included in Premium
Take control of your credit, debt, investments, and identity with WalletHub Premium.


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