What Is FutureCard?
The FutureCard Visa® Debit Card helps you save money while supporting the planet.
Earn up to 6% cashback on eco-friendly purchases, 5% on everyday sustainable categories like EV charging and public transit, and 1% on all other spending.
By offering cashback at green merchants, bonus rewards on sustainable categories, and access to a curated marketplace, FutureCard empowers consumers to align their money with their values—all while keeping banking fee-free and accessible.
| Offer | Best For | Pricing | Action |
|---|---|---|---|
| FutureCard Debit | Eco-conscious spenders who want cashback rewards on sustainable purchases | $0 annual fee | Get FutureCard |
How FutureCard Works
With no fees, no credit check, and a 4.10% APY on balances, FutureCard makes sustainable banking simple and rewarding.
- Apply Online: Sign up through Future’s website with no credit check required.
- Fund Your Account: Link your bank account and load your FutureCard Debit.
- Start Spending: Use FutureCard at 50,000+ participating merchants to earn cashback automatically.
- Earn Rewards: Receive 5% cashback on sustainable categories, up to 6% on select partners, and 1% everywhere else.
- Grow Savings: Earn 4.10% APY on balances with no minimums.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Cashback on Eco-Friendly Spending | Earn more when spending on EV charging, public transit, and green retailers. |
| Up to 6% on Future Marketplace | Exclusive higher rewards at curated sustainable brands and services. |
| 1% Cashback Everywhere Else | Unlimited rewards on all other purchases. |
| 4.10% APY Savings | Competitive interest on balances with no lock-in period. |
| No Fees or Credit Check | Accessible to all users with transparent pricing and zero hidden fees. |
Who Is It For?
- Eco-conscious consumers who want to align spending with values
- Debit card users seeking high cashback without credit checks
- Anyone looking for a fee-free debit card with savings perks
Pricing & Fees
- Annual Fee: $0
- Transaction Fees: None
- APY: 4.10% on balances
Trust & Security
- Banking services provided by Piermont Bank, Member FDIC
- Balances FDIC insured up to $250,000
- FutureCard app rated 4.7 in the App Store and 4.5 on Google Play
FutureCard FAQs
How much cashback can I earn?
You earn 5% at sustainable categories (like EV charging, rideshares, public transit), up to 6% at Future Marketplace partners, and 1% everywhere else.
Is FutureCard a credit card?
No. FutureCard is a Visa® debit card. There is no credit check, no credit line, and no impact on your credit score.
Do I need to maintain a minimum balance?
No. There are no minimum balance requirements to earn rewards or interest.
Is my money safe with FutureCard?
Yes. Banking services are provided by Piermont Bank, Member FDIC, ensuring up to $250,000 in coverage per depositor.
Get Started with FutureCard
Earn cashback for sustainable choices and grow your savings with FutureCard Debit. Join the movement toward eco-conscious banking today.



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