Empower Retirement: IRAs, Rollovers & Retirement Planning Tools
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Empower Retirement: IRAs, Rollovers & Retirement Planning Tools
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Empower Retirement: IRAs, Roll...
What Is Empower Retirement?
Empower Retirement offers Traditional and Roth IRAs, rollover services, and account types for both hands-off and self-directed investors.
With tools like the Empower Dashboard and expert advisory services, users can consolidate old accounts, reduce fees, and stay on track toward retirement goals—all in one place.
Empower Retirement Overview
| Offer | Best For | Fees | Get Started |
|---|---|---|---|
| Retirement Accounts | Consolidating savings with flexible IRAs and rollover options | Varies by account type | Get Free Dashboard |
How Empower IRA & Rollover Works
With low fees, flexible options, and a powerful free dashboard, Empower helps you plan and grow your retirement savings with confidence.
- Download Free Dashboard: Connect and view your financial life in one place.
- Schedule a Consultation: Speak with an Empower advisor to assess your financial situation and objectives.
Account Comparison
- Premier IRA: A low-cost, guided solution ideal for beginners or hands-off investors.
- Brokerage IRA: A self-directed account with thousands of investment choices for advanced investors.
- Rollovers: Easily transfer funds from a 401(k) or 403(b) into a new or existing IRA for better control and tax advantages.
| Feature | Empower Premier IRA | Empower Brokerage IRA |
|---|---|---|
| Investment Management | Guided or advisor-managed | Self-directed |
| Investment Options | 130+ mutual funds | Thousands of mutual funds, stocks, ETFs |
| Fees | Low fees, no admin costs | No annual fee for accounts over $100,000 |
| Trading | N/A | Commission-free stock/ETF trades |
| Best For | Beginners or passive investors | Experienced, hands-on investors |
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Flexible IRAs | Choose from Traditional, Roth, or rollover options |
| Premier IRA | Low-fee, guided investing with mutual funds |
| Brokerage IRA | Thousands of mutual funds, ETFs, and individual stocks |
| Commission-Free Trading | No trading fees for stocks and ETFs in Brokerage IRA |
| Free Dashboard | Track retirement, net worth, and investments in one place |
| Advisor Access | Work with Empower’s SEC-registered advisors (fees may apply) |
| Rollover Support | Simplify account transfers with expert guidance |
| Get Free Retirement Dashboard |
|
Who Is Empower Retirement For?
- Individuals rolling over a 401(k) or consolidating retirement accounts
- Beginner investors seeking a low-cost, guided IRA solution
- Experienced investors wanting a self-directed brokerage IRA
- Anyone planning for retirement who wants tax-advantaged growth
Pricing
- Premier IRA: No administrative fees; mutual fund expense ratios apply
- Brokerage IRA: No annual fees for accounts over $100,000; commission-free trades
- Advisory Services: Personalized advice available for an additional fee
Last verified: July 2025
Trust & Security
- Empower Advisory Group is an SEC-registered investment adviser
- Backed by Empower Annuity Insurance Company of America
- 4.8-star App Store rating (273,000+ reviews)
- 256-bit encryption and bank-grade security standards
Frequently Asked Questions
What retirement accounts does Empower offer?
Empower offers Traditional IRAs, Roth IRAs, rollover IRAs, and self-directed brokerage IRAs.
Can I roll over my old 401(k)?
Yes. Empower offers personalized rollover support to help you consolidate accounts and avoid penalties.
Is the dashboard free?
Yes. The Empower Dashboard is free to use and provides a real-time view of your retirement and net worth.
Do I need a large balance to use Empower?
No. While certain accounts waive fees for high balances, Empower is accessible to a wide range of users.
Ready to Take Control of Your Retirement?
| Account Types | Individual, Retirement |
|---|---|
| Advisory Style | Human Advisor |
| Features & Access | Educational Resources |
| Fees & Pricing | % of Assets |
| Platform Type | Desktop & App |
| Perks & Value Adds | Retirement Planning Tools |
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