Empower Investment Accounts: Build Wealth with Flexible, Low-Cost Investing
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Empower Investment Accounts: Build Wealth with Flexible, Low-Cost Investing
Empower Investment Accounts give you flexible, low-cost options to manage your portfolio—with or without professional help.
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Empower Investment Accounts: B...
What Are Empower Investment Accounts?
Empower Investment Accounts are taxable brokerage accounts designed to help you build wealth outside of retirement savings.
With no account opening or maintenance fees, a wide range of investment options, and real-time portfolio tracking, Empower gives you the tools to invest confidently—on your terms.
Empower Investment Overview
| Offer | Best For | Account Minimum | Trading Fees | Get Started |
|---|---|---|---|---|
| Investing | Flexibility and personalized support | $0 | First 1,000 trades free | Visit Website |
How Empower Investment Accounts Work
Whether you want to invest on your own or prefer guided support, Empower offers commission-free trades, a robust dashboard, and access to licensed advisors when you need them.
- Empower Investment Account: A self-directed account with access to mutual funds, ETFs, stocks, and fixed-income securities. First 1,000 trades are free each year.
- Empower Premier Investment Account: Offers the same investment flexibility plus optional access to licensed advisors and personalized guidance.
Account Comparison
| Feature | Empower Investment Account | Empower Premier Investment Account |
|---|---|---|
| Best For | Do-it-yourself investors | DIY investors who want optional guidance, or managed investing |
| Investment Types | Mutual funds, ETFs, stocks, fixed-income securities | Diversified mutual funds |
| Advisor Support | Not included | Access to professional guidance |
| Minimum Investment | None | None |
| Fees | No account or annual fees; $6.95/trade after 1,000 free trades | No setup or transaction fees; commission-free mutual fund trades |
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Zero Account Fees | No opening, annual, or maintenance fees |
| Commission-Free Trades | First 1,000 online stock/ETF trades are free annually |
| Flexible Investment Options | Choose from thousands of stocks, ETFs, mutual funds, and bonds |
| Optional Advisor Support | Access licensed financial professionals when needed |
| Free Investment Dashboard | Track portfolio performance and net worth in real time |
| Mobile Access | Manage your investments anytime, anywhere |
| Get Free Empower Dashboard |
|
Who Is Empower Investment Best For?
- Investors who want flexibility without high costs
- Beginners seeking a user-friendly platform
- Experienced investors who want access to advanced tools and guidance
- Anyone wanting to manage taxable investments outside of retirement accounts
Pricing
- Account Fees: $0 – No opening or maintenance fees
- Trading: First 1,000 trades free/year, then $6.95 per trade
- Premier Account: Commission-free mutual fund trading
- Fund Costs: Expense ratios vary by ETF or mutual fund
Last verified: July 2025
Trust & Security
- Empower Advisory Group is an SEC-registered investment adviser
- 4.8-star App Store rating from over 273,000 reviews
- Bank-grade security and 256-bit encryption
Frequently Asked Questions
Are Empower Investment Accounts free?
Yes. There are no account opening or annual fees. You get 1,000 commission-free trades each calendar year.
What can I invest in?
You can invest in thousands of mutual funds, ETFs, stocks, and fixed-income securities.
Is professional help available?
Yes. With the Premier account, you can receive personalized support from licensed advisors.
Is there a mobile app?
Yes. You can access your investment dashboard and portfolio on mobile and desktop.
Ready to Start Investing Smarter?
| Account Types | Individual |
|---|---|
| Advisory Style | Human Advisor |
| Features & Access | Account Aggregation, Budgeting Tools |
| Fees & Pricing | Trading Fees Apply |
| Investment Options | Bonds, ETFs, Mutual Funds, Stocks |
| Minimum Deposit | $0 Minimum |
| Perks & Value Adds | Portfolio Tracking |
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