How to Join Educational Systems Federal Credit Union

Educational Systems Federal Credit Union membership eligibility includes, but is not limited to, the following:

Employees (including those paid by a contractor), students and parents of the following school systems:

• • Anne Arundel County
  • Calvert County
  • Caroline County
  • Charles County
  • Frederick County*
  • Howard County
  • Montgomery County
  • Prince George’s County
  • St. Mary’s County
  • Talbot County

Employees (including those paid by a contractor), students, parents and alumni of the following schools:

• College of Southern Maryland
• College of Southern Maryland Alumni*
• Frederick Community College*
• Howard Community College*
• Howard University
• Howard University Alumni*

Join through our Support Education Foundation if you’re a volunteer for, an employee, student, or alumni of, or a retiree from:

• A public or private school or school system
• A public or private college or university
• An education-related organization

Individuals who meet one of the conditions below are also eligible for Credit Union membership:

• Immediate family members of an individual eligible for Credit Union membership
• Immediate family members of an existing Educational Systems FCU member
• Individuals who live or work in St. Mary’s County, Maryland
• Howard University Hospital employees

Notable Mentions & Guides

• 🏆 Listed in the 2026 Best Credit Unions in Maryland.
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