American First Money Market: Earn 4.30% APY on Flexible Savings
Share Product:
American First Money Market: Earn 4.30% APY on Flexible Savings
Offered through Raisin, the American First Credit Union Money Market Account gives you a competitive 4.30% APY with the flexibility to access your funds when needed.
Some products on phroogal.com may include affiliate links — learn how we make money.
American First Money Market: E...
What is the American First Money Market Account?
This is a federally insured, high-yield money market deposit account provided by American First Credit Union and accessed through Raisin.
It’s designed for savers who want both liquidity and strong returns, without the hassle of minimum balance requirements or monthly fees.
With interest compounded daily, your savings grow faster while remaining accessible.
American First CU Money Market Overview
| Offer Type | Best For | Minimum | APY | Fees | Action |
|---|---|---|---|---|---|
| Money Market | Flexible, high-interest savings | $1 | 4.30% | $0 | Visit Raisin |
How It Works
Open with just $1 and enjoy secure, fee-free savings—fully NCUA insured and managed through Raisin’s simple online platform.
- Sign Up on Raisin: Create a free account and choose American First Credit Union’s money market product.
- Deposit Funds: Open with as little as $1.
- Earn Daily Interest: Your balance earns 5.00% APY, compounded daily and paid monthly.
- Access When Needed: Make up to 6 withdrawals per month without penalties.
- Track Online: Manage your account entirely through Raisin’s secure platform.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| High APY | Earn one of the best rates for a flexible savings account. |
| $1 Minimum Deposit | Start earning high interest with virtually no entry barrier. |
| NCUA Insured | Deposits protected up to $250,000 per individual. |
| No Monthly Fees | All of your interest stays in your account—no deductions. |
| Flexible Withdrawals | Access your money up to 6 times per month without penalties. |
| Simple Management | Open, fund, and track your account through Raisin’s online dashboard. |
| Open an American First MMDA at Raisin | |
Who Is It Best For?
- Savers who want high returns without locking in funds
- Emergency fund holders seeking liquidity and safety
- Those tired of low rates at traditional banks
Pricing & Fees
- Minimum Deposit: $1
- Monthly Fees: None
- Withdrawal Limit: 6 per month (standard for money market and savings accounts)
Trust & Security
- Offered by American First Credit Union, established in 1952
- NCUA insured up to $250,000
- Secure online account management through Raisin
American First CU Money Market FAQs
Do I need to join American First Credit Union?
No. Opening the account through Raisin gives you access without direct membership requirements.
Is my money safe?
Yes. All deposits are NCUA insured up to $250,000 per depositor.
Can I withdraw my money anytime?
Yes, but withdrawals are limited to 6 per month per federal regulations.
How is interest paid?
Interest is compounded daily and paid monthly to your account.
Earn 4..0% APY with Liquidity and Security
Open an American First Money Market Account via Raisin and enjoy high returns with the flexibility to access your funds when you need them—no fees, no hassle.
| Account Types | Individual |
|---|---|
| Minimum Deposit | $1–$99 |
We appreciate your honest feedback. Share your real experience to help others make confident money decisions.
Reviews
There are no reviews yet.