What is the GreenState High Yield Savings Account?
This is a federally insured, high-interest savings account provided by GreenState Credit Union and accessed through Raisin.
It offers one of the highest APYs available nationwide, designed for savers who want secure, flexible, and fee-free growth.
You’ll manage your funds directly through Raisin’s easy-to-use savings marketplace.
GreenState CU HYSA Overview
| Offer Type | Best For | Minimum | APY | Fees | Action |
|---|---|---|---|---|---|
| High-Yield Savings | Emergency funds and flexible savings | $1 | 3.75% | $0 | Visit Raisin |
How It Works
With just a $1 minimum deposit, you can start earning 5.00% APY on your savings—all insured by the NCUA and managed through the Raisin platform.
- Open with Raisin: Create a free Raisin account and choose GreenState Credit Union as your savings provider.
- Fund Your Account: Deposit as little as $1 to get started.
- Earn Daily Interest: Your funds earn 5.00% APY, calculated daily and paid monthly.
- Manage Online: Monitor and manage your savings through Raisin’s secure platform.
- Withdraw Anytime: Enjoy flexible access to your money when needed.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| 3.75 % APY | Grow your savings faster with one of the highest interest rates in the U.S. |
| $1 Minimum | Start saving without needing a large deposit. |
| NCUA Insured | Your deposits are protected up to $250,000. |
| No Monthly Fees | Keep every penny you earn—no maintenance or service charges. |
| Daily Compounding | Interest is calculated daily to maximize your returns. |
| Manage Through Raisin | Simple, secure account access and support in one place. |
| Open a GreenState HYSA at Raisin | |
Who Is It Best For?
- Savers looking for one of the top APYs in the country
- People building or growing emergency funds
- Anyone who wants no-fee, federally insured savings
- Those who prefer managing finances through a single online dashboard
Pricing & Fees
- Minimum Opening Balance: $1
- Monthly Fees: None
- Withdrawal Limitations: Up to 6 withdrawals per month (typical for savings accounts)
Trust & Security
- Offered by GreenState Credit Union, a trusted Iowa-based financial institution
- NCUA insured up to $250,000 per depositor
- Managed securely through Raisin’s encrypted online platform
GreenState Credit Union FAQs
Is GreenState Credit Union membership required?No. When you open the account via Raisin, you’re not required to be a direct member of GreenState CU—they handle the backend for you.
Is my money safe?Yes. Your deposits are insured up to $250,000 by the NCUA (similar to FDIC for banks).
How is interest paid?Interest is compounded daily and paid monthly into your savings account.
Can I withdraw money anytime?Yes, but like most savings accounts, withdrawals are limited to six per month per federal regulations.
Start Saving with High APY—No Fees, No Hassle
Open a GreenState High Yield Savings Account through Raisin and watch your money grow with one of the best rates available today.



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