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How to File Taxes for Free Online: 4 Best Free Tax Filing Software
Learn how you can file taxes for free online and the best free tax filing software for those who qualify.
- Written By: Jason Vitug
- Last Updated:
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Want to file taxes for free online?
You’ve come to the right place. Whether you’re filing your personal taxes for the first time or a seasoned filer looking for a budget-friendly option, understanding your options can save you time and money.
In this article, we’ll share how you can file taxes for free online and the best free tax filing software for those who qualify.
Where to File Taxes for Free
Filing taxes can be daunting, but it doesn’t have to be expensive. Let’s start with the best place to file your taxes for free.
1. IRS Free File Program
The IRS offers a program called IRS Free File, a partnership between the IRS and various tax software providers. If your adjusted gross income (AGI) is $84,000 or less (in 2024), you can use Free File to file your federal return for free.
IRS Free File Partners in 2025 include:
- FileYourTaxes.com
- ezTaxReturn.com
- 1040.com
- TaxSlayer
- 1040NOW.NET
- Online Taxes at OLT.com
- TaxAct
- FreeTaxUSA
You must use the links provided on the IRS website to access the free versions. If you visit the website directly, you might choose the wrong product and pay a fee.
Learn more about IRS Free File.
2. Volunteer Income Tax Assistance (VITA)
If you earn $67,000 or less (in 2024), you may qualify for VITA, a free service offered by IRS-certified volunteers. These volunteers help with basic tax preparation, especially for individuals who need assistance with more complex situations.
Find a VITA location near you.
3. Taxpayer Assistance Centers (TACs)
The IRS also operates Taxpayer Assistance Centers (TACs), where you can receive in-person help filing taxes. While this service is free, it’s typically available by appointment only. Find a TAC location.
Top Tax Filing Software with Free Editions
- Cash App Taxes
- FreeTaxUSA
- H&R Block Online
- TaxAct Free Edition
The above-listed tax preparation companies offer free editions of their paid plans and should not be confused with IRS Free File partners.
Best Free Tax Filing Online for Those Who Qualify
We research the free tax filing software to compare their free editions.
| # | Name | Best For | Free Version | Learn More |
|---|---|---|---|---|
| 1 | Cash App Taxes | Simple filers with straightforward tax situations | Yes | Visit Cash App Taxes |
| 2 | FreeTaxUSA | Affordable filing with audit assistance options | Yes | Visit FreeTaxUSA |
| 3 | H&R Block Online | Comprehensive filing options with in-person support available | Yes | Visit H&R Block |
| 4 | TaxSlayer Simply Free | For simple tax situations – file a federal and one state return for free | Yes | Visit TaxSlayer |
These tax filing companies have specific requirements to qualify to use their free editions. Additionally, fees may apply for state filing or upgrades for more complex tax situations.
1. Cash App Taxes
Cash App Taxes offers a completely free tax filing service with no hidden fees.
Features
- Free federal and state tax filing with no income restrictions.
- Supports W-2, 1099, itemized deductions, and the EITC.
- 100% free for both federal and state returns.
- No upsells or hidden fees.
Eligibility: Available for most taxpayers with a variety of tax situations, including both simple and more complex returns.
>>> Read Cash App Taxes review
2. FreeTaxUSA
FreeTaxUSA provides a very competitive free option for those filing basic tax returns.
Features
- Free federal tax filing, with a nominal fee for state returns.
- Covers W-2, 1099, and other basic tax forms.
- Straightforward filing process with built-in error-checking.
- Upgrades are available for audit assistance and priority support.
Eligibility: This software is suitable for filers with simple returns, including W-2 income and standard deductions.
3. H&R Block Free Online
H&R Block provides an excellent free version of its software for filing taxes, with a focus on simplicity and ease of use.
Features
- Free federal and state filing for simple returns.
- Support for W-2 income, child tax credits, and the EITC.
- Easy-to-follow instructions and error-checking features.
- Access to in-person support at H&R Block offices if needed (additional cost for in-person support).
Eligibility: For individuals with a straightforward tax situation, such as those claiming the standard deduction.
>>> Read H&R Block Online review
4. TaxSlayer Simply Free
TaxSlayer is another reputable tax filing software offering a free federal return filing plan. Additionally, TaxSlayer is part of the IRS Free File Program (visit the IRS partner page to access the specific program).
Features
- Free federal filing for basic tax situations.
- Includes W-2 income, unemployment income, and the EITC.
- The free version covers both federal and state filing.
Eligibility: Ideal for filers with simple returns and eligible for standard deductions.
How to File Taxes for Free: Step-by-Step
Filing taxes for free can be a straightforward process if you meet specific qualifications.
Here’s a step-by-step guide to help you file your taxes without paying for services.
1. Determine Your Eligibility
The IRS offers free filing options for eligible taxpayers through two main programs: Free File and Volunteer Income Tax Assistance (VITA). For most software providers, you’ll need to meet specific income and other criteria to qualify for free services.
2. Gather Your Documents
Before you start, ensure you have all the necessary tax documents, such as W-2s, 1099s, and other forms related to income, deductions, and credits. These will be essential when using any free filing software.
3. Choose a Free Filing Option
There are a variety of tax filing software programs that offer free versions, often with limitations. Some may restrict the number of forms you can file, while others may be completely free if you meet the criteria.
4. Enter Your Information
After selecting the best option for you, create an account and follow the step-by-step process. Most tax software provides easy-to-understand prompts that guide you through entering your personal details and financial information.
5. Review and Submit
Once your return is complete, the software will allow you to review your tax return for errors. If everything looks good, you can submit your return electronically and receive confirmation from the IRS.
Final Thoughts
Filing taxes for free is an achievable goal for many, especially those who meet the eligibility requirements for free tax filing software or government programs. By understanding the options available, you can confidently file your taxes—without worrying about the cost.
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Author Bio
Jason Vitug
Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things→
Jason Vitug
Jason Vitug is the founder and CEO of phroogal. His writings explore the intersection of money, wellness, and life. Jason is a New York Times reviewed author, speaker, and world traveler, and Plutus-award winning creator. He holds an MBA from Norwich University and a BS in Finance from Rutgers University. View my favorite things→
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