Harborstone Money Market: Earn 4.25% APY with Flexible Access
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Harborstone Money Market: Earn 4.25% APY with Flexible Access
Offered through Raisin, the Harborstone Credit Union Money Market Deposit Account delivers a competitive 4.25% APY with no monthly fees.
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Harborstone Money Market: Earn...
What is the Harborstone Money Market Account?
This federally insured, interest-bearing money market deposit account is provided by Harborstone Credit Union and accessed through Raisin.
It combines the earning potential of a high-yield savings account with the flexibility to make withdrawals when needed.
With daily compounding interest and a minimal opening deposit, it’s a simple way to grow your money without sacrificing access.
Harborstone CU Money Market Overvierw
| Offer Type | Best For | Minimum | APY | Fees | Action |
|---|---|---|---|---|---|
| Money Market | Flexible, high-interest savings with liquidity | $1 | 4.25% | $0 | Visit Raisin |
How It Works
Open with just $1 and enjoy high-yield savings that remain accessible—fully NCUA insured and managed through Raisin’s secure online platform.
- Sign Up on Raisin: Create a free account and choose Harborstone Credit Union’s money market offering.
- Deposit Funds: Open with as little as $1.
- Earn Daily Interest: Your balance earns 4.25% APY, compounded daily and paid monthly.
- Access Funds: Make up to 6 withdrawals per month without penalties.
- Manage Easily: Track and control your account through Raisin’s secure online dashboard.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| High APY | Earn a market-leading rate on your liquid savings. |
| $1 Minimum Deposit | Start earning with virtually no barrier to entry. |
| NCUA Insured | Protects deposits up to $250,000 per individual. |
| No Monthly Fees | Keep all your earnings—no hidden costs. |
| Flexible Withdrawals | Up to 6 penalty-free withdrawals per month. |
| Simple Management | Open and manage your account via Raisin’s user-friendly platform. |
| Open a Harborstone Money Market at Raisin | |
Who Is It Best For?
- People seeking higher interest than a regular savings account
- Emergency fund holders who want quick access to cash
- Those who prefer federally insured, fee-free savings
Pricing & Fees
- Minimum Deposit: $1
- Monthly Fees: None
- Withdrawal Limit: Up to 6 withdrawals per month (standard for savings/MMAs)
Trust & Security
- Offered by Harborstone Credit Union, serving members since 1955
- NCUA insured up to $250,000
- Managed securely through Raisin’s encrypted platform
Harborstone CU Money Market FAQs
Do I need to be a Harborstone member?
No. By opening through Raisin, you bypass direct membership requirements.
Is my money safe?
Yes. All deposits are NCUA insured up to $250,000 per depositor.
Can I access my money anytime?
Yes. You can make up to 6 withdrawals per month without penalties.
How is interest paid?
Interest is compounded daily and paid monthly into your account.
Earn 4.25% APY with Security and Flexibility
Open a Harborstone Money Market Account via Raisin and enjoy high-yield returns with the convenience of easy access to your funds—no fees, no hassle.
| Account Types | Individual |
|---|---|
| Minimum Deposit | $1–$99 |
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