What Is SoFi Active Investing?
SoFi Active Investing is a self-directed brokerage account that gives you the tools to build your own investment portfolio.
It offers commission-free trading, fractional shares, and access to a growing suite of alternative investments—all within SoFi’s broader financial ecosystem.
SoFi Active Investing Overview
| Offer | Best For | Account Minimum | Trading Fee | Get Started |
|---|---|---|---|---|
| DIY Investing | Beginner-friendly stock and ETF trading | $50 | $0 | Visit Website |
How SoFi Active Investing Works
- Sign Up: Create an account via the SoFi app or website and verify your identity.
- Deposit Funds: Link your bank account and fund with as little as $50.
- Start Trading: Browse stocks, ETFs, and options—buy full or fractional shares with $0 commission.
- Automate Your Strategy: Set up recurring investments or reinvest dividends automatically.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Commission-Free Trades | Buy and sell stocks, ETFs, and options with no fees. |
| Fractional Shares | Invest in your favorite companies with as little as $5. |
| Recurring Investments | Automate your investing to stay consistent. |
| Alternative Investments | Access to private credit, real estate, commodities, and pre-IPO funds. |
| SoFi Member Perks | Includes estate planning discounts, career coaching, and exclusive events. |
| Extended Hours Trading | Trade before and after regular market hours. |
Who Is SoFi Active Investing For?
This platform is great for:
- First-time investors looking for an intuitive app experience
- Anyone who wants to invest with small amounts
- SoFi members who want investing integrated with other financial tools

Pricing & Fees
- Stocks & ETFs: $0 commission
- Options Trades: No commission, $0 per contract
- Account Minimum: $50
Trust & Security
- Brokerage services by SoFi Securities LLC, Member FINRA/SIPC
- Securities protected up to $500,000
- Highly rated mobile app: 4.8 stars in the App Store, 4.0 on Google Play
- SoFi rated 4.4/5 on Trustpilot
Frequently Asked Questions
Is SoFi Active Investing really commission-free?
Yes! SoFi charges $0 in trading commissions for stocks, ETFs, and options.
Can I invest in crypto or IRAs through SoFi?
Crypto and retirement accounts are offered through SoFi’s other investment services, not within Active Investing.
Are there any hidden fees?
No hidden fees, but regulatory and SEC fees may apply on certain transactions.
Does SoFi offer investment advice?
You can access educational content and financial planning perks, but SoFi Active Investing is fully self-directed.
Ready to Start Investing with SoFi?
Open your SoFi Active Investing account and begin trading stocks and ETFs with $0 commissions and just $50 to start.


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