The Payoff is an immersive experiential game for teens to easily learn about financial basics. The game is played in a web-app that simulates a mobile phone where players can chat with characters, check their bank, open fake websites, check their emails and more.
In the classroom, teachers invite students to join the experience. When everyone is ready, the teacher starts the game allowing students to play. There is an option to login as a teacher, student or solo player.
Students’ scores go up when they save money and make good financial decisions, and go down when they spend money or make poor decisions. Make it a part of your classroom curriculum with three lesson plans and student activities prior to teens playing The Payoff. Each lesson plan is structured as a comprehensive teaching tool for easy integration into your own classroom curriculum.
Students have access to a banking app with a checking and savings account where they can transfer money from one account to another. Most choices impact costs, some of them impact their future savings, and others have consequences later in the game. The main goal is to complete the video challenge while maintaining a high score and preparing for a rainy day by saving what they can in case of the unexpected.