Navy Federal Credit Union Membership

  • Navy Federal Credit Union is a not-for-profit, member-owned financial cooperative offering banking products, credit cards, loans, and financial services.
  • The largest credit union in the United States with assets totaling $125.58 Billion and providing banking services to more than 9.2 million members.
Membership: The credit union services are available to U.S. military members. Membership is also open to the immediate family of current members.
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Navy Federal Credit Union membership goes beyond current and retired members of the armed forces to include their families and household members, Department of Defense personnel, and more.

Membership Eligibility

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes:

  • Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force
  • Delayed Entry Program (DEP)
  • DoD Officer Candidate/ROTC
  • DoD Reservists
  • Veterans, retirees and annuitants

Family Members

We know military families also serve in their own way. Immediate family members include:

  • Parents
  • Grandparents
  • Spouses
  • Siblings
  • Children (including adopted and stepchildren)
  • Grandchildren
  • Household members

Department of Defense Civilians

Our field of membership also covers DoD civilian personnel, who support our armed forces. This category includes:

  • DoD civilian employees
  • U.S. Government employees assigned to DoD installations
  • DoD contractors assigned to U.S. Government installations
  • DoD civilian retirees and annuitants

Minor Membership

If you’re an existing member and a parent, grandparent or guardian of a minor, sign in and share the gift of membership using our online minor membership application. Minor membership is open to:

  • Children (including adopted and stepchildren)
  • Grandchildren

Becoming a Member

Using our online application, you can apply for membership in about 10 minutes. You can even sign your children up for membership through our minor membership application. Give us a call at 1-888-842-6328 or visit a branch to apply in person.

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Navy Federal Credit Union Membership