What Is Masterworks?
Founded in 2017, Masterworks is an alternative investing platform that lets users invest in shares of fine art.
The company acquires museum-quality artworks, registers them with the SEC, and offers them as fractional shares to investors.
Masterworks aims to democratize the blue-chip art market as a long-term investment opportunity with low correlation to traditional stocks and bonds.
Masterworks Overview
| Offer | Best For | Account Minimum | Fees | Get Started |
|---|---|---|---|---|
| Investing | Accessing alternative asset classes to diversify investments | $15,000 | 1.5% annually + 20% of profits | Visit Website |
How Masterworks Works
By securitizing high-value art, Masterworks opens access to an exclusive asset class that has historically been reserved for the ultra-wealthy.
- The Masterworks team selects and acquires high-potential artworks based on deep market research.
- Each artwork is registered with the SEC and securitized into shares.
- You can buy fractional shares and either hold until the artwork is sold or trade on the Masterworks secondary market.
Key Features & Benefits
| Feature | Benefit |
|---|---|
| Fractional Art Investing | Buy shares in multi-million-dollar artwork without needing millions to start. |
| Secondary Market | Option to trade shares with other investors before the artwork is sold. |
| Expert Curation | Only ~3% of analyzed artworks are selected based on data-driven analysis. |
| Diversification | Invest in an alternative asset with low correlation to the stock market. |
| Research & Data | Access to market insights and performance analytics for each offering. |
Who Is It For?
- High-net-worth investors looking to diversify beyond stocks and real estate
- Experienced investors comfortable with long holding periods
- Those interested in the art market as a hedge against inflation or volatility

Pricing & Fees
- Minimum Investment: $15,000
- Annual Management Fee: 1.5%
- Profit Share: 20% of profits when the artwork is sold
Trust & Security
- All artwork offerings are registered with the SEC
- iOS App: 4.8 stars with 2,300+ reviews
- Android App: 3.4 stars with 1,000+ downloads
- Over $800 million in artwork acquired

FAQs
Is Masterworks a legitimate investing platform?
Yes. Masterworks is a registered investment platform offering SEC-qualified investments. It has earned high marks from users and offers detailed disclosures on each offering.
How do I make money on Masterworks?
You earn returns when the artwork is sold for more than it was purchased. You can also trade shares on the secondary market for potential gains.
Can I cash out early?
Yes. While Masterworks recommends holding until the artwork is sold (usually 3–10 years), you can sell your shares on the platform’s secondary market, subject to demand.
Do I need to be an accredited investor?
>No. Masterworks is open to non-accredited investors, but does require a minimum of $15,000 and an onboarding interview.
Diversify With Iconic Art Investments
If you’re looking to diversify your portfolio with a unique, data-backed alternative asset, Masterworks may be a smart addition.

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