How to Join Element Federal Credit Union
Element Federal Credit Union membership eligibility includes, but is not limited to, the following:
- Living in the state of West Virginia.
To open an account with Element FCU, you must have
- A government-issued photo ID.
- Debit or credit card (to fund account if opening online).
- Proof of residency is also required if your ID address doesn’t match your current address.
Notable Mentions & Guides
- 🌎 Featured among the Best Credit Unions for LGBTQ+ Community.
- 🏆 Listed in the 2026 Best Credit Unions in West Virginia.
- 👉 Learn: How to Join a Credit Union →
- 🔎 Explore: Credit Union Marketplace →


Jamie –
They have treated me with respect and always welcomed with a smile. I wish I could give the staff 10 stars because they are the best. When I have issues, they help fix it. They are always going above and beyond. This isn’t a stuffy bank. It feels like family.