DCU is a not-for-profit cooperative owned and operated by and for our members. The ability of an individual to become a member is determined by whether or not he or she has something in common with the other members, such as a familial relation, employment at a company, membership in an association, or residence in a particular geographic area.
How to Join DCU
DCU membership eligibility includes, but is not limited to, the following:
1. Eligibility by Family Relationship to a Current DCU Member. Relatives of DCU members are eligible to join if they are spouses, domestic partners, children, grandchildren, parents, grandparents, or siblings (including adoptive, in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From. You currently work for or retired from a company in our list of participating employers. Or you have a family relationship (as described above) with a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To. You currently belong to or join an organization whose members we serve. Or you have a family relationship (as described above) with a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community. You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities on our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Notable Mentions & Guides
- 🏆 Listed in the 2026 Best Credit Unions in Massachusetts.
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