& be up to date!
Credit Sesame is an online app that allows you to monitor your credit report and get your free credit score. When they say free, they absolutely mean it. With Credit Sesame, you are able to see your TransUnion credit report and VantageScore credit score.
Credit Sesame is an app that allows you to monitor your credit report and get your free credit score. When they say free, they absolutely mean it. There is no free trial period with a membership fee at the end, and there’s no need to enter your payment information; the app is 100% free.
And yes, Credit Sesame is a legitimate business with an A+ rating with the Better Business Bureau.
Credit Sesame, designed in 2009, is not a scam. For consumers, it's truly a free way to monitor your credit reports and get a free credit score. The system tracks outstanding loans, credit cards, payments and more. With Credit Sesame, you will get access to your TransUnion credit report. You'll also get a free credit score based on information found on your TransUnion report.
Credit Sesame earns money from referrals of loan products and services to its users. They also earn revenue from their paid premium services. When you decide to use a recommended product, their partner pays them, at no cost to you. If you decide to use their premium services, you'll pay the monthly fee, as you would any other subscription service.
This is how Credit Sesame makes their app free to you. Again, when you download and use Credit Sesame it is free unless you decide you need more, and they offer more.
Credit Sesame offers paid premium services such as a 3 credit bureau monitoring service with Equifax, Experian, and TransUnion. Additionally, Credit Sesame offers an upgraded identity theft protection policy for $1 million for a fee. These premium services are not required and completely optional.