What is Betterment?

Betterment is a robo-advisor using algorithms to recommend an investment portfolio allocation to reach your financial goals. With Betterment, you get a simple, all-in-one retirement investing platform.

As part of its investment strategy, Betterment offers a comprehensive suite of products and tools from financial accounts to taxable accounts, high-yield savings account, college planning, and investment advice.

• Betterment Cash Reserve: no fee cash management account is a high-yield cash account held in partner banks with FDIC insurance.
• Betterment Checking: a checking account with no monthly account fees, maintenance fees, overdraft fees, or withdrawal fees, and all ATM fees worldwide reimbursed, including the Visa 1% foreign transaction fees.
• Betterment Investing: a managed taxable account with tax-loss harvesting, automatic Rebalancing, responsible investing, and a $100 minimum deposit.
• Betterment Premium: a premium plan or financial advice package to get unlimited access to CFP® professional advice on the phone. Improve your financial life with the help of financial advisors who has your best interest in mind.