Letter of Instruction
What Is a Letter of Instruction?
A letter of instruction is an informal document that provides guidance to family members or executors about personal, financial, or practical matters after someone passes away.
Unlike a will, a letter of instruction is not legally binding. Instead, it helps provide helpful details that may not belong in formal legal documents.
A letter of instruction may include information about:
- Important contacts
- Financial accounts
- Passwords or digital access
- Funeral preferences
- Personal messages to loved ones
Why It Matters
After a person passes away, families often need to locate documents, accounts, and important information quickly.
A letter of instruction helps simplify this process by organizing key details in one place.
It can reduce confusion and make it easier for loved ones to carry out responsibilities.
How Letter of Instruction Works
A letter of instruction is typically written and stored with estate planning documents.
Example: A person may list bank accounts, insurance policies, and contact information for financial advisors so that their executor can locate assets easily.
Because the letter is not legally binding, it can be updated anytime.
Letter of Instruction vs Will
Letter of Instruction → Informal guidance document
Will → Legally binding instructions for distributing assets
The letter supports the estate plan but does not replace legal documents.
FAQs About Letter of Instruction
Is a letter of instruction legally binding?
No. It serves as guidance rather than a legal directive.
What information should be included?
Many people include account details, important contacts, and personal instructions.
Can the letter be updated?
Yes. It can be revised whenever necessary.
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