State Employees Credit Union Membership

  • State Employees is the largest credit union in North Carolina, offering banking and financial services.
  • Assets total $42.85 billion, and serving more than 2.49 million members.
Membership: Membership is limited to employees of the state of North Carolina.
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State Employees’ Credit Union is a member-owned, not-for-profit cooperative. Membership is limited to persons who meet the eligibility requirements.

How to Join State Employees Credit Union

State Employees Credit Union membership eligibility includes, but is not limited to, the following:

  • Employees of the state of North Carolina
  • Federal employees assigned to North Carolina state agencies (for example, a federal US Department of Agriculture employee assigned to work at the North Carolina Department of Agriculture)
  • Employees of public boards of education
  • Members of the North Carolina National Guard
  • County employees of Social Services, Health, Mental Health, and Civil Defense
  • Employees of associations formed for the benefit of the state of North Carolina employees (e.g., State Employees’ Association of North Carolina)
  • Employees of agencies or departments whose employees are subject to the State Personnel Act
  • Individuals retired from the above employment or service as pensioners and/or annuitants from the above employment or service. This includes former ” vested ” employees who have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Un-remarried spouses of persons who died while in the field of membership
  • Immediate family (spouse, parents, siblings, and children) of a current member
  • Individuals sharing a single economic unit with a current member

Additional information



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