State Employees Credit Union Membership

  • State Employees is the largest credit union in North Carolina and the 2nd largest in the United States offering banking and financial services.
  • Assets totaling $42.85 Billion and providing banking services to more than 2.49 million members.
  • The credit union is a member-owned financial cooperative providing banking service including savings, loans, and other financial services to members.
Membership: Membership is limited to persons who meet the eligibility requirements.
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State Employees Credit Union membership is limited to persons who meet the eligibility requirements.

Membership Eligibility

State Employees’ Credit Union is a member-owned, not-for-profit cooperative. Membership is limited to persons who meet the eligibility requirements.

  • Employees of the state of North Carolina
  • Federal employees assigned to North Carolina state agencies (for example, a federal US Department of Agriculture employee assigned to work at the North Carolina Department of Agriculture)
  • Employees of public boards of education
  • Members of the North Carolina National Guard
  • County employees of Social Services, Health, Mental Health, and Civil Defense
  • Employees of associations formed for the benefit of the state of North Carolina employees (e.g., State Employees’ Association of North Carolina)
  • Employees of agencies or departments whose employees are subject to the State Personnel Act
  • Individuals retired from the above employment or service as pensioners and/or annuitants from the above employment or service. This includes former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Un-remarried spouses of persons who died while in the field of membership
  • Immediate family (spouse, parents, siblings, and children) of a current member
  • Individuals sharing a single economic unit1 with a current member

Become a Member

If you meet one of these eligibility requirements, you can become a member by opening a share account with a minimum deposit of $25. (A FAT CAT share account can be opened for eligible persons age 12 and under with a minimum initial deposit of $5.) You can view and print a copy of the  Account Rules and Regulations for more information regarding share and deposit accounts with the Credit Union. To request membership, please contact your local branch or 24/7 Member Services.

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