Acorns Invest: Start Investing with Just Your Spare Change
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Acorns Invest: Start Investing with Just Your Spare Change
Acorns Invest helps you grow your wealth passively by rounding up spare change and automatically investing it.
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Acorns Invest: Start Investing...
What is Acorns Invest?
Acorns Invest makes it simple to start building wealth—automatically.
By rounding up your everyday purchases and investing the spare change, Acorns helps you grow a diversified portfolio without needing to pick stocks or manage trades.
Acorns $50 Signup Bonus
Earn a $50 signup bonus when you open an Acorns account and make your first investment of at least $5.
Acorns Overview
| Offer | Account Min. | Price | Get Started |
|---|---|---|---|
| Micro Investing App | $5 | Starting at $3/month | Visit Website |
How Acorns Works
Acorns Invest is an automated investment service helping you invest as little as $5 at any time or set recurring transfers into your portfolio.
- Sign Up: Create your account through the app or website.
- Link Your Card: Connect your debit or credit card to enable Round-Ups.
- Spend & Save: Acorns rounds up purchases to the nearest dollar and invests the difference.
- Invest Automatically: Funds are placed into diversified ETF portfolios tailored to your goals.
- Grow Over Time: Set recurring deposits, earn rewards, and let your money work in the background.
| Feature | Benefit |
|---|---|
| Round-Ups | Automatically invest your spare change from everyday purchases. Spend $3.50, invest the $0.50 difference. |
| Recurring Transfers | Set up automated deposits starting at just $5 to grow your investment consistently. |
| Diversified Portfolios | Portfolios are built using ETFs from trusted providers like Vanguard and BlackRock. |
| Smart Rebalancing | Automatically adjusts your portfolio to stay aligned with your risk level and goals. |
| Found Money | Earn bonus investments when you shop with Acorns’ brand partners. |
| ESG Options | Invest in socially responsible companies through ESG-focused portfolios. |
| Dividend Reinvestment | Boost your compounding power by reinvesting dividends automatically. |
| Get Started with Acorns Invest | |
Pricing
Acorns offers three bundled plans for individuals and families.
- Bronze: $3 per month. All-in-one investment, retirement, checking, a metal debit card, bonus investments, and more.
- Silver: $6 per month. Includes everything in Bronze, plus high-yield checking and savings and a 25% match on bonus investments.
- Gold: $12 per month. Get everything mentioned in Silver plus a 50% match on bonus investments, access to debit cards for kids, $10,000 life insurance for qualified users, and a no-cost will to plan for your family’s future.
Ready to get started? $20 signup bonus after your first investment.
Trust & Security
- SIPC-insured brokerage (up to $500,000)
- SEC-registered and FINRA-member broker-dealer
- Over 13 million users and 900,000+ App Store reviews (4.7 stars)
| Bonus Offers | Referral Bonus |
|---|---|
| Fees & Pricing | Flat Monthly Fee |
| Minimum Deposit | $1–$99 |
| Account Types | Custodial, Individual, Retirement |
| Advisory Style | Fully Automated |
| Investment Options | ETFs, Fractional Shares |
| Features & Access | Educational Resources, Savings Automation |
| Perks & Value Adds | Round-Up Savings |
| Platform Type | Neobank / Fintech |
Acorns Invest FAQs
Is Acorns safe?
Yes. Acorns is regulated, and your investments are protected by SIPC up to $500,000.
Can I withdraw money anytime?
You can withdraw your funds at any time without penalty, though transfers may take a few business days.
Does Acorns offer crypto?
Yes—Acorns offers indirect access to Bitcoin through a Bitcoin-linked ETF.
Are there different membership tiers?
Yes, Acorns offers multiple plans starting at $3/month with additional features for families, retirement, and more.
We appreciate your honest feedback. Share your real experience to help others make confident money decisions.
1 review for Acorns Invest: Start Investing with Just Your Spare Change
Current Promotions
Acorns $50 Signup Bonus
Earn a $50 signup bonus when you open an Acorns account and make your first investment of at least $5.
- Sign up using a promotional Acorns link.
- Fund your account with $5+.
- Receive the $50 bonus in your Acorns account.
Acorns Referral Reward
For current Acorns users, earn $5 per friend who signs up and funds their account using your referral link. Periodic boosted bonuses may apply.
- Sign in to your Acorns account.
- In your profile, copy your referral link to send to family and friends.
Note: This promotional offer is subject to change. Please refer to the official website for the most current promotional terms.
Our Acorns Invest Review: Is It Right For You?
Our Take
Acorns' simplicity, automation tools, and recommended investments make it easy for new investors. But, for those with more significant balances or advanced needs like tax-loss harvesting, other platforms may be more suitable.
Who Is It Best For?
Anyone new to investing who wants a hands-off approach and those looking for automated, hassle-free investing.
Pros
- Simple automated contributions through the Round-Ups® feature.
- Low initial investment threshold, making it accessible to beginners.
- Provides educational resources to enhance financial literacy.
Cons
- Monthly fee can be relatively high for accounts with small balances.
- Limited customization with no individual stock selection.
- No access to financial advisors.
Learn how we rate and review products with our Smile Money Methodology.
Jason Vitug –
Here is my personal experience: I’ve used Acorns for years now and continue to use the app to automatically save. As I’ve grown to know more about investing, I do use other brokerages that fit more of my investment needs. But Acorns was with me from the beginning.
One of the standout features of Acorns I like is its round-up feature, which automatically invests spare change from everyday purchases. It’s a good way to invest without thinking about it too much. Perfect for a spender like me (the former me anyhow).