How to Join Local Government Federal Credit Union (LGFCU)

Local Government Federal Credit Union (LGFCU) membership eligibility includes, but is not limited to, the following:

The first statewide Credit Union exclusively serves North Carolina’s local government employees, volunteers, elected and appointed officials, and their families.

If you are an employee or volunteer with any of the following, you qualify for membership:

• ABC Boards and store employees
• Authorities (airport, housing, transit, water and sewer)
• Commissions (planning, economic development)
• Councils of Government
• Districts (sanitation, soil, water conservation)
• Emergency management services, including fire and rescue, law enforcement, and volunteer fire departments
• Hospitals
• Libraries
• Local government associations
• North Carolina county governments
• North Carolina municipalities, including cities, towns, and villages
• Parks and recreation departments

Additional ways you can become a member

We also extend membership to people who are associated with local government employees and volunteers. You are eligible for membership if you are a(n):

• Contract employee in a local government unit
• Elected or appointed government official
• Foster parent
• Immediate family member of an LGFCU member, including spouse, children, grandchildren, mother, father, sister, brother, grandparents, stepchildren, stepparents, and stepsiblings
• A person living in the same residence and maintaining a single household unit with an LGFCU member
• Retiree from North Carolina local government
• Spouse of a deceased person who was eligible for membership

Notable Mentions & Guides

• 🏆 Listed in the 2026 Best Credit Unions in North Carolina.
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