How to Join Horizon Credit Union

Horizon Credit Union membership eligibility includes, but is not limited to, the following:

Washington

• People who live, work, or worship within the state of Washington school districts.

Montana

• Employees of Horizon.
• Federal employees living or working in Region One of the United States Forest Service.
  People (including spouses of deceased persons, retirees, members of their immediate family or households and organizations to which they belong) who reside, work or worship within the following Montana counties: Beaverhead, Broadwater, Cascade, Chouteau, Deer Lodge, Gallatin, Granite, Jefferson, Judith Basin, Lake, Lewis and Clark, Mineral, Missoula, Pondera, Powell, Ravalli, Sanders, Silver Bow and Teton.

Idaho

• Any legal business entity operating without employees that is owned or controlled by members of Horizon Credit Union where combined ownership or control by members is at least 50%.
• Employees, employers, students, and retirees (including spouses of deceased persons, members of their immediate family or households and organizations to which they belong) who reside in, work in, are headquartered in, or are paid from Ada, Adams, Benewah, Bonner, Boundary, Canyon, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley and Washington counties.
• Family members of eligible members of this credit union.
• Trusts composed entirely of natural persons (settlor, trustee and beneficiary) who are eligible members of Horizon.

Oregon

• People who live or work in, or organizations located within Baker, Grant, Malheur, Umatilla, Union and Wallowa Counties.

Notable Mentions & Guides

• 🏆 Listed in the 2026 Best Credit Unions in Idaho.
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