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The Best Tennessee Credit Unions Near You

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Tennessee credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state.

The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.

You can also learn everything you need to know about financial cooperatives in our credit union resource.

Top Credit Unions in Tennessee

  1. Eastman Credit Union
  2. Knoxville TVA Employees Credit Union
  3. Ascend Federal Credit Union
  4. ORNL Federal Credit Union
  5. Tennessee Valley Federal Credit Union
  6. Y-12 Federal Credit Union
  7. Orion Federal Credit Union
  8. Leaders Credit Union
  9. Fortera Credit Union
  10. Enrichment Federal Credit Union

Continue reading to see the entire list, contact information, and membership eligibility.

1. Eastman Credit Union

Eastman CU is the largest credit union in Tennessee, manages over $8 billion in assets, and serves over 325,000 members.

  • Home Office: 2021 Meadowview Lane, Kingsport, TN 37660
  • Telephone: (423) 578-7676

2. Knoxville TVA Employees Credit Union

Knoxville TVA Employees CU is the second largest in the state, manages over $4.3 billion in assets, and serves over 276,000 members.

  • Home Office: 1409 Centerpoint Boulevard, Knoxville, TN 37932
  • Telephone: (865) 544-5400

3. Ascend Federal Credit Union

Ascend FCU is the third largest in the state, manages over $4.3 billion in assets, and serves over 237,000 members.

  • Home Office: 520 Airpark Drive, Tullahoma, TN 37388
  • Telephone: (800) 342-3086

4. ORNL Federal Credit Union

ORNL FCU is headquartered in Oak Ridge, manages over $3.6 billion in assets, and serves over 200,000 members.

  • Home Office: 215 S Rutgers Avenue, Oak Ridge, TN 37830
  • Telephone: (800) 676-5328

5. Tennessee Valley Federal Credit Union

Tennessee Valley FCU is headquartered in Chattanooga, manages over $2.6 billion in assets, and serves over 165,000 members.

  • Home Office: 535 Chestnut Street, Chattanooga, TN 37402
  • Telephone: (423) 634-3600

6. Y-12 Federal Credit Union

Y-12 FCU is headquartered in Oak Ridge, manages over $2 billion in assets, and serves over 111,000 members.

  • Home Office: 501 Lafayette Drive, Oak Ridge, TN 37830
  • Telephone: (865) 482-1043

7. Orion Federal Credit Union

Orion FCU is headquartered in Memphis, manages over $1.2 billion in assets, and serves over 69,000 members.

  • Home Office: 400 Monroe Avenue, Memphis, TN 38103
  • Telephone: (901) 385-5200

8. Leaders Credit Union

Leaders CU is headquartered in Jackson, manages over $988.7 million in assets, and serves over 74,000 members.

  • Home Office: 87 Murray Guard Drive, Jackson, TN 38305
  • Telephone: (731) 664-1784

9. Fortera Credit Union

Fortera CU is headquartered in Clarksville, manages over $875.5 million in assets, and serves over 78,000 members.

  • Home Office: 2050 Lowes Drive, Clarksville, TN 37040
  • Telephone: (931) 436-9421

10. Enrichment Federal Credit Union

Enrichment FCU is headquartered in Oak Ridge, manages over $872.2 million in assets, and serves over 46,000 members.

  • Home Office: 201 South Illinois Avenue, Oak Ridge, TN 37831
  • Telephone: (865) 482-0045

11. First South Financial Credit Union

First South Financial CU is headquartered in Bartlett, manages over $755.9 million in assets, and serves over 73,000 members.

  • Home Office: 2723 Summer Oaks Drive, Bartlett, TN 38134
  • Telephone: (901) 380-7400

12. FEDEX Employees Credit Association

FEDEX Employees Credit Association is headquartered in Memphis, manages over $647.9 million in assets, and serves over 101,000 members.

  • Home Office: 2731 Nonconnah Boulevard, Memphis, TN 38132
  • Telephone: (901) 344-2500

13. Consumer Credit Union

Consumer CU is headquartered in Greeneville, manages over $628.3 million in assets, and serves over 34,000 members.

  • Home Office: 3634 E Andrew Johnson Highway, Greeneville, TN 37745
  • Telephone: (423) 639-6131

14. Cornerstone Financial Credit Union

Cornerstone Financial CU is headquartered in Nashville, manages over $598 million in assets, and serves over 48,000 members.

  • Home Office: 1701 21st Avenue South, Nashville, TN 37212
  • Telephone: (615) 380-1416

15. UT Federal Credit Union

UT FCU is headquartered in Knoxville, manages over $479.1 million in assets, and serves over 26,000 members.

  • Home Office: 2100 White Avenue, Knoxville, TN 37916
  • Telephone: (865) 971-1971

16. Southeast Financial Credit Union

Southeast Financial CU is headquartered in Franklin, manages over $474 million in assets, and serves over 40,000 members.

  • Home Office: 220 South Royal Oaks Boulevard, Franklin, TN 37064
  • Telephone: (615) 465-5500

17. Memphis City Employees Credit Union

Memphis City Employees CU is headquartered in Memphis, manages over $443.3 million in assets, and serves over 43,000 members.

  • Home Office: 2608 Avery Avenue, Memphis, TN 38112
  • Telephone: (901) 321-1200

18. TEN Credit Union

TEN CU is headquartered in Nashville, manages over $430.8 million in assets, and serves over 22,000 members.

  • Home Office: 1400 8th Avenue South, Nashville, TN 37203
  • Telephone: (844) 468-3628

19. COMTRUST Federal Credit Union

COMTRUST FCU is headquartered in Chattanooga, manages over $401.7 million in assets, and serves over 20,000 members.

  • Home Office: 1020 Riverfront Parkway, Chattanooga, TN 37402
  • Telephone: (423) 756-3300

20. Alcoa Tenn Federal Credit Union

Alcoa Tenn FCU is headquartered in Alcoa, manages over $378.6 million in assets, and serves over 26,000 members.

  • Home Office: 124 North Hall Road, Alcoa, TN 37701
  • Telephone: (865) 977-3118

21. Old Hickory Credit Union

Old Hickory CU is headquartered in Nashville, manages over $326.8 million in assets, and serves over 22,000 members.

  • Home Office: 410 Donelson Pike, Nashville, TN 37214
  • Telephone: (615) 847-4043

22. Heritage South Community Credit Union

Heritage South Community CU is headquartered in Shelbyville, manages over $307.9 million in assets, and serves over 34,000 members.

  • Home Office: 763 North Main Street, Shelbyville, TN 37160
  • Telephone: (931) 680-1400

23. US Community Credit Union

US Community CU is headquartered in Nashville, manages over $294.7 million in assets, and serves over 27,000 members.

  • Home Office: 2618 Old Lebanon Road, Nashville, TN 37214
  • Telephone: (615) 256-8712

24. Bowater Employees Credit Union

Bowater Employees CU is headquartered in Calhoun, manages over $255.6 million in assets, and serves over 19,000 members.

  • Home Office: 5123 Highway 11 S, Calhoun, TN 37309
  • Telephone: (423) 336-7268

25. Knoxville Teachers Federal Credit Union

Knoxville Teachers FCU is headquartered in Knoxville, manages over $241 million in assets, and serves over 7,000 members.

  • Home Office: 711 N Hall of Fame Drive, Knoxville, TN 37917
  • Telephone: (865) 582-2700

Are you banking with any of these credit unions? Leave a review and help others learn more from your experience.

For more CU options, find a credit union in your area.

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