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The Best South Dakota Credit Unions Near You

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South Dakota credit unions are not-for-profit financial cooperatives that serve the people who live, work, attend school, or do business within the state.

The list includes the top-rated credit unions based on asset size. Information is gathered from the most recent NCUA reports.

You can also learn everything you need to know about financial cooperatives in our credit union resource.

Top Credit Unions in South Dakota

  1. Black Hills Federal Credit Union
  2. Dakotaland Federal Credit Union
  3. Levo Federal Credit Union
  4. Highmark Federal Credit Union
  5. Voyage Federal Credit Union
  6. Service First Federal Credit Union
  7. Bluestone Federal Credit Union
  8. Area Federal Credit Union
  9. Sentinel Federal Credit Union
  10. Northern Hills Federal Credit Union

Continue reading to see the entire list, contact information, and membership eligibility.

1. Black Hills Federal Credit Union

Black Hills FCU is the largest credit union in South Dakota, manages over $2.3 billion in assets, and serves over 100,000 members.

  • Home Office: 2700 N Plaza Drive, Rapid City, SD 57702
  • Telephone: (605) 718-1818

2. Dakotaland Federal Credit Union

Dakotaland FCU is the second largest in the state, manages over $630.2 million in assets, and serves over 39,000 mevmbers.

  • Home Office: 2297 Kansas Avenue SE, Huron, SD 57350
  • Telephone: (605) 352-2845

3. Levo Federal Credit Union

Levo FCU is the third largest in the state, manages over $458.3 million in assets, and serves over 34,000 members.

  • Home Office: 1741 S Cleveland Avenue, Sioux Falls, SD 57103
  • Telephone: (605) 334-2471

4. Highmark Federal Credit Union

Highmark FCU is headquartered in Rapid City, manages over $247.5 million in assets, and serves over 14,000 members.

  • Home Office: 725 5th Street, Rapid City, SD 57701
  • Telephone: (605) 716-4444

5. Voyage Federal Credit Union

Voyage FCU is headquartered in Sioux Falls, manages over $233.5 million in assets, and serves over 20,000 members.

  • Home Office: 3823 S Kiwanis Circle, Sioux Falls, SD 57105
  • Telephone: (605) 338-2533

6. Service First Federal Credit Union

Service First FCU is headquartered in Sioux Falls, manages over $209 million in assets, and serves over 18,000 members.

  • Home Office: 3901 East 10th Street, Sioux Falls, SD 57103
  • Telephone: (605) 336-1047

7. Bluestone Federal Credit Union

Bluestone FCU is headquartered in Sioux Falls, manages over $178 million in assets, and serves over 11,000 members.

  • Home Office: 5010 S Solberg Avenue, Sioux Falls, SD 57108
  • Telephone: (605) 367-7070

8. Area Federal Credit Union

Area FCU is headquartered in Aberdeen, manages over $172.6 million in assets, and serves over 12,000 members.

  • Home Office: 2324 8th Avenue NE, Aberdeen, SD 57401
  • Telephone: (605) 225-2488

9. Sentinel Federal Credit Union

Sentinel FCU is headquartered in Ellsworth AFB, manages over $164.8 million in assets, and serves over 9,000 members.

  • Home Office: 2723 LeMay Boulevard, Ellsworth Air Force Base, SD 57706
  • Telephone: (605) 923-1405

10. Northern Hills Federal Credit Union

Northern Hills FCU is headquartered in Sturgis, manages over $152 million in assets, and serves over 11,000 members.

  • Home Office: 1080 Main Street, Sturgis, SD 57785
  • Telephone: (605) 347-4527

11. Aspen Federal Credit Union

Aspen FCU is headquartered in Rapid City, manages over $131.4 million in assets, and serves over 7,000 members.

  • Home Office: 4956 5th Street, Rapid City, SD 57701
  • Telephone: (605) 342-7776

12. Explorers Credit Union

Explorers CU is headquartered in Yankton, manages over $105.6 million in assets, and serves over 9,000 members.

  • Home Office: 609 West 21 Street, Yankton, SD 57078
  • Telephone: (605) 665-4309

13. Healthcare Plus Federal Credit Union

Healthcare Plus FCU is headquartered in Aberdeen, manages over $71 million in assets, and serves over 5,000 members.

  • Home Office: 203 S Dakota Street, Aberdeen, SD 57401
  • Telephone: (605) 725-0900

14. Dakota Plains Federal Credit Union

Dakota Plains FCU is headquartered in Lemmon, manages over $69.9 million in assets, and serves over 5,000 members.

  • Home Office: 519 Main Avenue, Lemmon, SD 57638
  • Telephone: (605) 374-3380

15. Norstar Federal Credit Union

Norstar FCU is headquartered in Britton, manages over $69.5 million in assets, and serves over 3,000 members.

  • Home Office: 515 Vander Horck Street, Britton, SD 57430
  • Telephone: (605) 448-2292

16. M-O Federal Credit Union

M-O FCU is headquartered in Huron, manages over $40.7 million in assets, and serves over 2,000 members.

  • Home Office: 1730 Dakota Avenue S, Huron, SD 57350
  • Telephone: (605) 353-9977

17. Fort Randall Federal Credit Union

Fort Randall FCU is headquartered in Wagner, manages over $39.7 million in assets, and serves over 3,000 members.

  • Home Office: 231 Lake Street, Wagner, SD 57380
  • Telephone: (605) 384-5332

18. Dakota Star Federal Credit Union

Dakota Star FCU is headquartered in Rapid City, manages over $39.6 million in assets, and serves over 3,000 members.

  • Home Office: 3122 W St Louis Street, Rapid City, SD 57702
  • Telephone: (605) 342-6442

19. East River Federal Credit Union

East River FCU is headquartered in Madison, manages over $38.9 million in assets, and serves over 3,000 members.

  • Home Office: 220 S Harth Avenue, Madison, SD 57042
  • Telephone: (605) 256-8145

20. Oahe Federal Credit Union

Oahe FCU is headquartered in Pierre, manages over $38.4 million in assets, and serves over 3,000 members.

  • Home Office: 221 E Pleasant Drive, Pierre, SD 57501
  • Telephone: (605) 224-6264

21. Sioux Valley Coop Federal Credit Union

Sioux Valley Coop FCU is headquartered in Watertown, manages over $37.5 million in assets, and serves over 3,000 members.

  • Home Office: 712 9th Avenue SE, Watertown, SD 57201
  • Telephone: (605) 882-2706

22. Avanti Federal Credit Union

Avanti FCU is headquartered in Watertown, manages over $31.3 million in assets, and serves over 3,000 members.

  • Home Office: 1620 Fourth Street NE, Watertown, SD 57201
  • Telephone: (605) 882-2357

23. Rushmore Electric Federal Credit Union

Rushmore Electric FCU is headquartered in Rapid City, manages over $23.2 million in assets, and serves over 1,000 members.

  • Home Office: 1805 Cambell Street, Rapid City, SD 57701
  • Telephone: (605) 342-9451

24. Consumers Federal Credit Union

Consumers FCU is headquartered in Gregory, manages over $18.1 million in assets, and serves over 2,000 members.

  • Home Office: 301 West Highway 18, Gregory, SD 57533
  • Telephone: (605) 835-8749

25. Coteau Valley Federal Credit Union

Coteau Valley FCU is headquartered in Sisseton, manages over $17 million in assets, and serves over 2,000 members.

  • Home Office: 212 West Hickory Street, Sisseton, SD 57262
  • Telephone: (605) 698-7481

Are you banking with any of these credit unions? Leave a review and help others learn more from your experience.

For more CU options, find a credit union in your area.

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