Uninsured or Underinsured Motorist (UM/UIM) Coverage

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Uninsured or Underinsured Motorist (UM/UIM) Coverage is an auto insurance coverage that pays for the policyholder’s injuries and property damage caused by a hit-and-run driver or a motorist without liability insurance. It will also pay when medical and car repair bills are higher than the other driver´s liability coverage.

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