Series EE U.S. Savings Bond

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Series EE U.S. Savings Bonds is an appreciation-type (or accrual-type) savings security issued after 1979. It is a contract between the owner or co-owners and the U. S. government. Under the contract, you, as owner or co-owner, lend money to the U. S. government, and the U.S. must repay that money with interest when the bond matures.