Straits Area Federal Credit Union Membership

  • Straits Area Federal Credit Union is headquartered in Cheboygan, MI, and has been serving members since 1951.
  • Manages over $115 million in assets and serves over 12,300 members.

Membership: Lives, works, worships, or attends school in Saginaw, Bay, or Midland Counties in Michigan.

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How to Join Straits Area Federal Credit Union

Straits Area Federal Credit Union membership eligibility includes, but is not limited to, the following:

Anyone who lives, works, or worships within the following Michigan counties and townships.


  • Cheboygan
  • Emmet
  • Otsego
  • Presque Isle

Mackinac County Townships

  • Brevort
  • Clark
  • Marquette
  • Moran
  • St Ignace
  • Bois Blanc Island
  • Mackinac Island
  • City of St Ignace
    *Excluding employees of the Port Dolomite Company

Chippewa County Townships

  • Kinross
  • Raber
  • Trout Lake

Related to immediate families who are current members, including spouses, children, step-children, siblings, step-siblings, parents, step-parents, grandparents, and step-grandparents, are also eligible.

Additional information



Deposit Insurance



CDFI, not-for-profit

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