& be up to date!
Quizzle is a website that offers users access to free credit reports from TransUnion and a free credit score updated every three months. Additionally, users have access to an array of educational information and tools to help you improve and monitor your credit.
Get your TransUnion credit report instantly without a credit card. Easily view your credit report summary, payment history, and other important information.
Get your VantageScore® credit score for free every three months. Understanding your credit score and how it is calculated helps you take control of your credit. If you want your FICO score, you’ll need to get that directly from myFICO.
Access tools to help you understand what impacts your credit score. Tools include credit comparisons, timeline, trending, and analysis. Learn why your credit score goes up and down, how you’ve handled credit in the past, how your current behavior is impacting your score on a monthly basis, and get tips to help you improve your credit situation.
Score Analysis–The information on your credit report is broken into six categories. Using the VantageScore credit score model ranging from 300-850, you’re shown what is impacting your credit score in each category.
Timeline–This feature allows you a unique view on the positive and negative moments of your credit history.
Trending–This feature tracks the key components of your credit score such as changes in your credit score, utilization rate, available credit, and existing balances.
Comparison–This is a Quizzle Pro feature that let you see what information is being reported on your credit report monthly and compare those changes from previous months and see how it’s impacting your credit score.
Monitoring–Starting at $8/month, you can add credit report monitoring that gives you 24/7 monitoring services.
The signup process is quite simple to access your credit report. Start by entering personal information such as your social security to verify your identity. No credit card required to access your free credit report and get your free credit score.
When testing the website, I initially had issues passing authentication. I thought this was a good thing that identity security seem secure. Eventually, I was able to access my report after confirming my identity.
You may see offers to upgrade to premium paid versions of the basic Quizzle offer. They do a great job letting you know these premium services have monthly fees. If you prefer, you can skip this step and proceed to your free credit report and view your credit score. In the event you’re looking for monthly updates or ID Theft Protection upgrading may be a worthwhile expense.
To access your free TransUnion credit report and free VantageScore® credit score will cost you nothing. You will get an updated credit report and score everything three months absolutely free.