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Credible is a loan marketplace, not a lender, helping borrowers compare rates and offers from multiple lenders in one place. With Credible, you can find private student loans for college, graduate, and professional degrees. You can cover up to 100% of your school-certified costs after financial aid.
Additionally, Credible is free to use and offer customer support to help borrowers. And Credible partners with do not charge origination fees and have no prepayment penalties.
After a short application that includes name, income, and loan amount, Credible will run a soft credit check. A soft credit check does not impact your credit score. If you can meet the lenders’ criteria, you’ll then pre-qualify for loans but none of which are final until you’ve submitted a complete application directly to the lender.
Once you complete the application with a lender, you continue the process with them. You’ll need to complete and send your information to the lender who has approved your loan.
Credible makes it easier to find the right private student loan from multiple lenders in one simple form. If you’re shopping around for a private student loan, you can save time using Credible as opposed to visiting multiple websites. It’s free and checking your rate doesn’t impact your credit. Credible make their money from the lenders who pay them to source new borrowers.