Credible Personal Loan / One Application Multiple Offers

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  • Credible personal loan marketplace helps you find and compare offers from vetted financial partners.
  • A simple, two-minute form, and instantly see which lenders you qualify for and at what rates based on your credit history.
  • Checking your pre-qualified rates with Credible will not affect your credit score.
  • Rates 3.49% – 35.99%; Borrow $1000 – $100,000.
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Credible personal loan marketplace helps you compare loans from multiple lenders side-by-side. They are not a lender but partners with vetted financial companies.

Credible Personal Loan Offers

Prequalify for a personal loan from multiple lenders with one simple application and a soft credit inquiry. Once prequalified, review your offers and select a lender in your dashboard. Then, simply continue the process directly with the chosen lender.

Checking your rate through Credible is a soft credit inquiry and does not impact your credit score.

Features & Terms

  • Loan Amounts – Borrow between $1,000 – $100,000.
  • One application – Complete one application to receive multiple offers from different lenders.
  • Soft credit inquiry – Determine if you prequalify first before a hard inquiry is made.
  • Multiple offers – Shop for best rates and terms in one place.
  • Various interest rates – Loan options for borrowers from excellent to poor credit scores.
  • No obligation – There is no commitment to take any loans for which you prequalify.
  • Loan terms – Terms of your loans are provided by the lender you’ve chosen and funded your loan.


  • No fees – Credible does not charge any fees to use the marketplace.

What makes Credible Personal Loan Marketplace different?

  • Get personalized prequalified rates – A soft credit inquiry will help you determine if you are prequalified and what rates are available to you based on your credit profile.
  • Use the loan for any purpose – You decide how to use your loan proceeds for things like purchases, consolidation, home improvement, or any other reason.
  • Multiple lenders in the marketplace – This means many borrowers across a range of credit scores may be eligible for a loan.

Additional information


Any Purpose, Debt Consolidation, Home Improvement, Auto Loan


No Application Fee

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Credible Personal Loan / One Application Multiple Offers