Certified as a Minority Depository and Community Development Financial Institution, Cooperative Center Federal Credit Union continues to cultivate the seeds of inclusiveness sown by Cooperative Center’s first General Manager, Zach Brown.

As an offshoot of Consumers’ Cooperative of Berkeley Inc., Cooperative Center FCU’s roots are intertwined with those of the communities we serve. Whether it’s responding to the thorny issues of the ’60s and ’70s (redlining) by creating home loan programs, or combating today’s predatory lending practices (payday loans) by offering emergency cash infusion loans; partnering with schools and non-profits to develop financial literacy, i.e., Community Financial Resources (CFR), and credit-builder loan programs.

As a member/owner, you will join more than 13,000 Cooperative Center members and more than 72 million individuals nationwide who participate in financial services cooperatives. You become a vital part of an increasing group of “people helping people” — rather than people helping stockholders.

Cooperative Center Federal Credit Union knows there is a definite need for competitive loan rates and personalized service. We are committed to delivering individualized service and low-cost financial products to help you meet your financial goals.

Who Can Join Cooperative Center FCU?

Credit unions are granted specific Charters establishing common bonds and designating who is eligible to join. If you work for one of the employers or belong to one of the associations in our charter, or you have a family member who is already a member, you are eligible to apply for membership.

Cooperative Center FCU Products

Member Share Savings Account
Save up for a rainy day and earn competitive dividends on balances of $100 or more to reach your savings goal that much faster.

Basic Checking
A checking account made for minimalists — simplify your banking for just $1 a month and get access to free online and mobile services.

Prestige Checking
Earn competitive, account-boosting dividends on balances of $2,000 or more and enjoy unlimited check writing and debit card usage.

Platinum Checking
Made for members who are 55 years old or better, open this account with just $100 and earn competitive dividends.

Student Checking
For students who are 16-24 years old, enjoy dividends and free online and mobile services that let you check your balance in class.

Cooperative Center FCU Services

Online Banking & Bill Pay
Mobile Banking
CO-OP Network Shared Branching
Surcharge-Free ATMs
Telephone Banking


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