AnnualCreditReport.com Get Your Federally Mandated Free Credit Reports

  • AnnualCreditReport.com is the only federally mandated website to access your FREE credit reports by the FCRA.
  • The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion.
  • Get a free copy of your credit report, at your request, once every 12 months, with each credit bureau.
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