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AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPB's website.
Don't be fooled by look-alike sites. This website is maintained by Central Source, LLC. Central Source, LLC is sponsored by Equifax, Experian, and TransUnion so you have a single site where you can ask for all three of your free credit reports.
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) to provide a mechanism for American consumers to receive up to three free credit reports per year.
In accordance with the latest FTC guidelines, we declare that we have financial relationships with every company mentioned on this site. Read how we make money from this site. The content of phroogal.com is for general information purposes only and does not constitute professional advice. Visitors should seek appropriate professional advice when necessary.
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