Get Your Federally Mandated Free Credit Reports / AnnualCreditReport.com

  • Only federally mandated website to access your FREE credit reports by the FCRA
  • Visit annualcreditreport.com to get your free credit report.
  • The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.
  • Dispute inaccuracies found in your credit reports directly with the credit bureaus
  • The FCRA does not require credit scores to be shared
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